Money Matters
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Just Curious...Life Insurance
If your household has a stay at home parent situation, how much LI does the working outside the home spouse have?
How many kids do you have? And what are their ages?
Re: Just Curious...Life Insurance
My little one is a month and a half, we are hoping to have one or two more so we went with a 20 year fixed term life insurance on my husband.
I just got a quote for myself at 10X my working income- DH wouldn't really need the money, but it would help him take some time off, and probably pay for kids colleges hopefully.
You can use Dave Ramsey's figure of 10x the income.
Otherwise we are told to do 7x the income, plus the amount for all debts and any future education. That way the spouse can pay off all debts, still live comfortably for the next 7 years on the breadwinner's income, and pay for any childrens' college tuition.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
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