Buying A Home
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Closing Vent

I'm supposed to be closing on my house tomorrow after a torturous 5 month process and still have not been told when to show up for the signing. I was woke up at 10:30 this morning with a call from my lender telling me to expect a call to make an appointment to sign either this afternoon (which is over with now) or tomorrow morning; otherwise, they have to ask for another extension. I have not received a single call from anyone but my realtor since then and my lender is apparently unavailable. To sign tomorrow, they want to do it in the morning, which is great but I work nights and only got 3 hours of sleep due to waiting for the phone call today. Now I'm going to have to stay up and wait after I get home from work in the morning. Is it normal to not receive a call until the very last minute, even if they've had the papers for a whole day?

Re: Closing Vent

  • moonprincessdmoonprincessd member
    100 Comments 25 Love Its Name Dropper First Answer
    edited August 2013
    Our realtor was very nice and we had trouble closing as well, but it was the seller's fault. They didn't get their paperwork done on time! And what they had was wrong! Our realtor kept us updated. He was the only one we communicated with, we didn't even meet our settlement agent till the day we signed! We have USAA as our lender, they are super nice, but they aren't the ones that set up the closing appointment, that's the settlement agent's job or attorney (whatever your using), so we never contacted them about closing (except to let them know that we closed of course). I only contacted them to make sure they had all that they needed for the loan. 

    Not sure what the process is like for where you are, so I can't say if what you have is normal or not for you area, but for where I live it is certainly odd....
  • I agree. This is odd. We had our closing date and time a week prior with the understanding something could delay it. We would know it'd advance though.
  • How aggravating!  I have only bought one house but, I also knew about one week ahead of time the exact time, date, and place. At least once everything was totally finalized, there had been a couple extensions to get to that point.

    I bought a foreclosure and it was really the selling agent who was just a nightmare through the whole process. I had even ALREADY CLOSED, gone home, and got a panicked phone call from the title company (who did the closing) later that afternoon that the selling agent said I'd never given them the $1,000 earnest money deposit (rolling eyes). But just an example of there is crazy stuff that happens all the time around closing. 

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