CPW: Christmas spending

Re: CPW: Christmas spending

• Uptowngirl2009

  

  member

  December 2013

  This year we didn't buy gifts at all for anyone. Fa la la la la it's going to be a boring Christmas at our house.

  
  

  TTC #1 since July 2012

  Cycles 1-9: BFN
  Cycle 10: Surprise BFP on 10/17/2013!
  EDD: June 25, 2014
  Baby Girl born via induction June 26, 2014

  My TTC Journey Blog

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• iwalktheline

  

  member

  December 2013

  I voted paid with credit cards... But to put it in better context, 99% of everything we buy is on a credit card. We then just pay off the cards every month.

  
  ...hello out there!
  
  dx with anovulatory PCOS 2005
  off bcp 11/11
  a few rounds of clomid and femara... no response.
  injectables/IUI 12/12... BFN
  Feb 13 IVF cycle converted down to IUI due to low follicle response... BFFN
  one last IVF attempt April/May 2013: 19 retrieved. 10 fertilized. 2 transferred in a 3dt. 4 frosties... BFP!!
  EDD: 1/21/14... Induced early at 36+6. Our LO was born 12/30/13
  

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• mrshall1027

  

  member

  December 2013

  iwalktheline said:

  I voted paid with credit cards... But to put it in better context, 99% of everything we buy is on a credit card. We then just pay off the cards every month.

  We do the same thing.  We were actually able to get about half of our gifts from the points we've accumulated over the last couple of months.  So, we charge everything that we can and pay it off each month.

  My Blog: Our North Shore Home

  Newest blog post 4/23/15

  
  

  
  

  
  

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• islandmonkey8

  

  member

  December 2013

  I charge everything. I rarely have cash on me. We pay it off as soon as the bill comes each month. So cash, with points? lol

  

  TTC 24 months, IUI #3 BFP 6/4/14 Beta 6/5 58, 6/9 508, 6/11 1227 TWINS! EDD 2/15/15

  With heavy hearts, we said goodbye to our precious angels on 8/12 at 13 weeks 2 days.

  
  

  IVF #1 Lup/Brav/Meno, ER 11/28 10R/10F, ET "Rudolph" 4AA embryo 12/3, 7 frosties.

  BFP! Betas: 12/12 225, 12/15 706, 12/17 1512. EDD 8.21.15

  12/29 hb 120. 1/5 perfect, GRAD DAY! 1/15 perfect at OB. NT 2/6 PERFECT, HB 158!

  
  

  Baby Girl born 8.9.15 at 38.2 due to IUGR 4lb7.8oz 17" 

  Our princess is being watched over by her older siblings every day

   
  

  
  

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• PandPMeant2B

  

  member

  December 2013

  islandmonkey8 said:

  I charge everything. I rarely have cash on me. We pay it off as soon as the bill comes each month. So cash, with points? lol

  Exactly this.

  
  

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• LittleLady77

  

  member

  December 2013

  We put everything on a credit card but pay it all off each month (I voted Credit card). 
  

  
  

  
  

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• cloudymeatballs

  

  member

  December 2013

  I work as a server, so I most always have cash. So we try to pay mostly cash. If need be we will put it on a credit card. Uhhgg, I am still not done. So much more to do, so little time...

     

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• cloudymeatballs

  

  member

  December 2013 edited December 2013

  ...

     

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• sparklingdiamond

  

  member

  December 2013

  Since we are trying to pay off our credit card debt, I am trying really hard to not put any more debt onto them!  In the past I did use them though.

   
  
  ~TTC Buddies with akcrrr and amandaf6383~
  

  ~Knottie/Nestie Besties with *ecinereb* - Congratulations!~

  TTC since June 2011 dx: PCOS

  Clomid+IUI: Cancelled b/c didn't respond (June 2012)
  

  Femara+Trigger+IUI #1: BFN :-( (July 2013)
  Natural Cycle (8/7/13)- BFP!  Beta #1 (9/10/13): 509 Progesterone: 18.64  Beta #2 (9/12/13): 1118
  

  Baby N born 5/9/14

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• brij2006

  

  member

  December 2013

  I always used to put them on the credit card to get points, then pay it off immediately. This was the first year I used our debit card instead and I feel like it made us think twice about how much we were spending. So I voted cash/debit.

  TTC since 1/13  DX:PCOS 5/13 (long, anovulatory cycles)
  Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
  1/14 PCOS / Gluten Free Diet to hopefully regulate my system. 
  Chemical Pregnancy 03/14
  Surprise BFP 6/14, Beta #1: 126 Beta #2: 340  Stick baby, stick! EDD 2/17/15
  Riley Elaine born 2/16/15
  
  TTC 2.0   6/15 
  Chemical Pregnancy 9/15 
  Chemical Pregnancy 6/16
  BFP 9/16  EDD 6/3/17
  Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
  www.5yearstonever.blogspot.com 
                      

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• sgautschi

  

  member

  December 2013

  I build up a savings for Christmas spending each year, and if I go over that amount I just use my debit card. I start shopping in October so it doesn't hit our account all at once.

  
  

  

  
  

  
  

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• LuckyAngel07

  

  member

  December 2013

  This is the first year I'm being 100% committed to using my debit/check card for every gift purchase. I paid off my CC back in May, and I don't earn points for using it, so I've just stopped using it altogether (unless something significant comes up unexpectedly, which happened once over the summer, but then I immediately paid it off with my next paycheck).

  
  

  DH's CC earns him points, though, and we've gotten some great rewards from them, so he may or may not be buying gifts with his CC and then paying them off right away (he's working on paying down his balance right now, which got pretty out of control, so I'm not sure he's using the card at all if he can avoid it for the time being).

  
  
  

  TTC since July 2012

  BFP #1: 11/9/13; spontaneous m/c at 6w2d, 11/25/13

  BFP #2: 12/31/13. B/w 12/31: betas >1000, progesterone 13.6; B/w 1/2: betas 3065, progesterone 10.2
  B/w 1/8: betas 17,345, progesterone 25.6

  Progesterone suppositories started 1/2. Please stick, baby!!

  Fiona Elise born 9/9/14 - welcome beautiful girl!

  
  

  Badge Unicorn

  

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• lindsayandjamie

  

  member

  December 2013

  I voted CC with some cash.  I order 90% of our gifts online, so that all goes on a CC and then gets paid off every pay.  The other 10% is bought in person and with debit.

  

  First date July 31, 1999    Married January 28, 2009 
  TTC#1 July 2010 PCOS dx April 2011 DS born: February 21, 2012
  TTC#2 June 2013 MMC Sept 2013 (partial molar), CP 02/2014 DS2 born: December 5, 2014

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• DangerMuffin23

  

  member

  December 2013

  I don't do gifts, DH still does some for his nephews and he buys them online and has them shipped.

  
  

  

         Me: All Normal DH: .5% Morph

  Cycles 1-14 (Natural) all BFN

                                Starting IUI#1 procedures Nov '13

                        IUI Cxl'd due to surprise natural BFP 11/1/13

          Calvin born on June 19th, 2014 via emergency c-section at 3lbs7oz

       

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• LooneyLife

  

  member

  December 2013

  I have the cash in savings but I pay with my credit card to get the points.  I pay it off immediately when the bill comes.

  
  
  
  
  dx:  Unexplained IF (mild MFI)

   TTC since May 2011, 1 year trying, and then 3 TI, 2 IUI = BFN

  IVF #1 (May 2013):  Antagonist Protocol: 
  24R, 18M, 15F w/ICSI; 5dt of 2 early blasts, no frosties = BFN
  IVF #2 (August 2013):  Lupron Stop Protocol: 
  28R, 23M, 15F w/ICSI; 5dt of 1 partially hatched blast, 7 frosties = BFP
  EDD 5/23/14, blighted ovum (6w6d), D&C (8w6d)
  FET #1 (April 2014):  transferred 2 5d blasts = BFP
  
  C.J. born 01/09/15

  
  

  
  

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• stephkf

  

  member

  December 2013

  We're not doing gifts this year.  This will be the first Christmas DH and I have actually spent together in the same place so we'll just make a nice dinner.  My parents told us not to buy gifts for them since we just got married in July and spent a ton of money on that plus moving myself and the horse out to Montana afterwards.  Last year I put it on the credit card and paid it off at the end of the month or if I had cash I used that first.
  

    
  

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• mrsvedo

  

  member

  December 2013

  We also buy it all on the credit card for the points and then pay it off.

  

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• poppies717

  

  member

  December 2013

  Another vote for CC to get the points and then pay it off immediately!

  TTC #1 since Feb. '12. dx: "unexplained" IF
  

  After 2 shitty IVF cycles and 1 loss at 6+2 (EDD 11/7/14), DH and I are pursuing DIA.

  11/17/2014 - ACTIVE AND WAITING!

  
  

  Pregnancy was never the end goal; being a mom was.

  I've been holding out on GP: I got drunk once and started a blog: Here it is (11/7 update)

  3T<3

  
  

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• Xan921

  

  member

  December 2013

  I use my debit card for everything. If we don't have the funds available at the time we want to buy something then we don't buy it. I have a few credit cards but very rarely use them because I got myself into a lot of debt when I was younger and don't even want to take the chance of that happening again.

  

  
  

  TTC since March 2012 w/irregular and anovulatory cycles.  

  Moved to an RE October 2013  HSG- All clear , S/A- Normal , Bloodwork -Normal

  Uterine polyp found-  Hysteroscopy and D&C 12/6/13  DX w/complex endometrial hyperplasia

  Endometrial Biopsy 3/21/14 - Hyperplasia still present  Endometrial Biopsy #2 6/24/14 - All clear!

  IUI #1  w/stims and trigger - Started stims 7/7/14 - IUI 7/24/14 = BFP 8/7/14

  Beta #1 8/8 - 47  Beta#2 -137  Beta#3 - 96 Beta#4 -287 Beta#5 -519 Beta#6 121 = early miscarriage 5w4d

  Nestie Besties with Nfp147 

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