Money Matters
lfk2013
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Target
As of this morning, it is the big story. Almost all the 1,400 stores across the nation have been affected by the point of sale stealing from just before Thanksgiving through 12/15. And now I'm freaking out because I bought baking supplies there on 12/13.
They're saying to keep a close eye on your credit card and bank account statements. They also think it was an inside job since it didn't affect online purchases, just the ones in stores.
Married: 10/13/2013
TTC #1: Mirena removed 5/26/2015; DH - normal SA, me - diagnosed with PCOS 8/4/2016 - on Metformin;
BFP - 10/29/2016!!!, EDD - 7/8/2017
BFP - 10/29/2016!!!, EDD - 7/8/2017
Re: Target
Darn it!
I have the Target debit card. This is the first I'm hearing about it. This is ongoing?
BFP - 10/29/2016!!!, EDD - 7/8/2017
BFP - 10/29/2016!!!, EDD - 7/8/2017
Banks are required by Visa and MasterCard to protect customers who have fraudulent activity on their debit cards. I think the most you can be liable for with Visa is $50. I'm not sure about MC.
Gotcha, sorry, I thought you were talking about bank debit cards. I'm not sure how that works!
BFP - 10/29/2016!!!, EDD - 7/8/2017
TTC Countdown to 8/2015
It seems like every few years one of the major retailers is hit by this problem. Fraudsters get creative.
All you can really do is be vigilant and track your accounts. And no, you don't need to stop shopping at Target. You are just as likely to become a victim of fraud in the drive-thru lane, at an ATM or another store.
For someone who asked, I think MC has a $0 liability. I have had my MC compromised about 2 times and it's never an issue.
Yes, it is easier to get reimbursed by CCs than it is by DCs. The reason is that DCs are managed by banks and banks want to verify every transaction before reimbursing. I used to handle this sometimes for my bank customers...it can take weeks. CCs typically are a few days at most. One reason I dislike DCs.
Another reason I dislike DCs is the access to the checking account. If you lose money from checking due to a fraudster, how will you pay the bills while the bank is figuring it out??? If you lose money on a CC, it has no affect on your checking and you can carry on business as usual with your expense paying while the CC company resolves the issue. Way safer, IMHO. A CC is a buffer to your financial life. A DC provides direct access.