Did you know, that if you get pregnant after September 1st you no longer have to pay 2 deductibles throughout the pregnancy? It used to be that if you had a $2k deductible annually then you would be on the hook for that first $2k in Dr bills from Sept-Dec 31st, then another $2k from Jan 1 till the due date.
Now anything you pay after September 1st will be applied toward your deductible and out of pocket expense for the next 12 months.
Now if only people could begin to realize that ACA isn't the worst thing in the world.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com

Re: Another ACA positive (pr)
TTC #1 since July 2012
Cycles 1-9: BFN
Cycle 10: Surprise BFP on 10/17/2013!
EDD: June 25, 2014
Baby Girl born via induction June 26, 2014
My TTC Journey Blog
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
FWIW, my policy period resets May 1. My REs financial lady just called me about my upcoming Hysterocopy. When she spoke with my insurance today, they said my deductible has been met.
Of course, I'm also ditching that plan, and jumping on H's.. just to make things a little more complicated. ha.
But if I stayed with mine, she said the deductible has been met, which leads me to believe it must reset in May also.
After 2 years of TTC, lots of tests, and a Hysteroscopy/Laparoscopy to remove several polyps,
Clomid/IUI #1 3/14: cancelled due to surprise BFP 3/8/14.
Beta 1 3/11: 398 Beta 2 3/13: 728 Beta 3 3/20: 11,482
Surprise BFP turns into Surprise Twins!
Zoey and Garrett born 10/24/14 at 36+3
@bremae Thank you for clarifying.
It makes me wonder why they have it written up as being anything after Sept 1. I would assume this copy I received at work was just for our insurance, but ours renews February 1st not January 1.
Unless it's just a generalization for people who purchased from the Marketplace since their policies would begin January 1.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
No problem @brij2006 I deal with coins/deducts at work a lot unfortunately.
It is most likely a genaralization. But it's still weird since those plans didn't start until Jan 1st.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
Well that was a bit uncalled for.
Guess I've seen more positives than negatives come from this.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
Uh oh... Here we go...
DE IVF ER - 12/2/2016 (17R/10F = 8 frosties); FET 1.0 (1/27/2017) - BFP 6dp5dt (EDD 10/16/2017)
You got schooled, brij!
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com