January 2012 Weddings
jjbmstinco
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
COME OUT AND PLAY
I am avoiding cleaning and my cable went out!
Re: COME OUT AND PLAY
aw man!
I'm avoiding another paper. Man. I need to stop lol.
also avoiding dishes and getting my bedroom back in order. We got a new (and bigger) bed and the room is a mess.
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
aw. I love eating the dough. T gets so freaked out lol.
I want cookies now.
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
01.21.2012---> I married a redhead I'm crazy about.
04.2016: IT'S A BOY! Elias Alan is due!
WDW trips: 05/14 (1st trip! Art of Animation; Little Mermaid), 05/15 (Pop Century!). DL Trips: 12/15
Started watching my diet again. I'm down about 8 lbs so far....:)
Just did finances. Won't even talk about that one.
Why not do both? Put some toward loans and part toward retirement....
And I keep trying to convince J that we should open up IRAs for the year, but he doesn't think we have enough money to do that.
For example, if 20-year-old Britney makes a one-time $5,000 contribution to her Roth IRA and earns an average 8% annual return, and if she never touches the money, that $5,000 will grow to $160,000 by the time she retires at age 65. But if she waits until she’s my age (39) to make her single investment, that $5,000 would only grow to $40,000. Time is the primary ingredient to the magic that is compounding.
http://www.getrichslowly.org/blog/2008/04/02/the-extraordinary-power-of-compound-interest/
The cost of waiting one year
It’s human nature to procrastinate. “I can start saving next year,” you tell yourself. “I don’t have time to open a Roth IRA — I’ll do it later.” But the costs of delaying are enormous. Even one year makes a difference. Here’s a chart to illustrate the cost of procrastination. Again, we’re using 20-year-old Britney as a basis.
If Britney makes $5,000 annual contributions to her Roth IRA, and she earns an 8% return, she’ll have $1,932,528.09 saved at retirement. But if she waits even five years, her annual contributions would have to increase to nearly $7,500 to save that same amount by age 65. And if she were to wait until she was my age, she’d have to contribute nearly $25,000 a year!
Ironically, J is the one that insisted on opening up an IRA when he was 20. He put $300 in it, and it's already doubled.
-- Old English Proverb