Getting Pregnant
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So, I faxed in my IVF meds request this morning... Can't believe this is really happening already!
I just had a quick question for my fellow OOP ladies about how you financed your IVF cycle(s). I'm sure there are many of you who are far more responsible than myself who saved up and just paid cash (which I am jealous and super proud of you!), but I'm curious about any others who have used other methods of payment. We are looking at applying for a loan through MedicalFinancing.com, but I don't want to get screwed either. Are there any other programs out there that anyone else has used with success?
TTC since 3/2012
DH - 36; nml swimmers; Me - 36; almost no AMH (last 0.081), low AFC, nml FSH/LH
Clomid + IUI #1 (6/2013) - BFN; #2 (7/2013) - BFFN
IVF 1.0 5R/5F/2T (ET 6/11/2014) - no frosties, but BFP 8dp5dt (EDD 3/1/2015)
Lost our sweet baby boy, Lincoln Alexander 10/3/2014 (19w)
IVF 2.0 - ER 3/25/2015 - 3R ZERO mature.
Ovaries are done...
DE IVF ER - 12/2/2016 (17R/10F = 8 frosties); FET 1.0 (1/27/2017) - BFP 6dp5dt (EDD 10/16/2017)
Re: OOP for IVF question
My clinic offers a discount, but even that is around $11,000 for almost everything (excluding meds). Total OOP is going to be around $15,000, which we don't have cash for right now (only have about $4000). I wish that I could save up and pay cash, but since my AMH continues to decline, we're more interested in getting moving now, rather than waiting another year to save up.
DE IVF ER - 12/2/2016 (17R/10F = 8 frosties); FET 1.0 (1/27/2017) - BFP 6dp5dt (EDD 10/16/2017)
Baby Boy born 5.3.15
"I DO NOT love that you think so many things revolve around you. I know you're bitter. I get it. But I'm over your feelings." The best person on the internet ever!
No experience with IVF. But when we looked into the next steps and being 100% OOP, our office told us there was a 10% discount for paying with cash. However, all procedures had to be paid in full beforehand and they did not offer financing.
Not sure if they work with IF, but you could look into Care Credit. They will sometimes have promotions for 0% financing for 12-18 months depending on the cost.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
"I DO NOT love that you think so many things revolve around you. I know you're bitter. I get it. But I'm over your feelings." The best person on the internet ever!
FET - transferred two embryos (boy and girl) - Nov 2014 - BFP!
dx: Unexplained IF (mild MFI)
TTC since May 2011, 1 year trying, and then 3 TI, 2 IUI = BFN
IVF #1 (May 2013): Antagonist Protocol:24R, 18M, 15F w/ICSI; 5dt of 2 early blasts, no frosties = BFN
IVF #2 (August 2013): Lupron Stop Protocol:
28R, 23M, 15F w/ICSI; 5dt of 1 partially hatched blast, 7 frosties = BFP
EDD 5/23/14, blighted ovum (6w6d), D&C (8w6d)
FET #1 (April 2014): transferred 2 5d blasts = BFP
C.J. born 01/09/15
DE IVF ER - 12/2/2016 (17R/10F = 8 frosties); FET 1.0 (1/27/2017) - BFP 6dp5dt (EDD 10/16/2017)
DE IVF ER - 12/2/2016 (17R/10F = 8 frosties); FET 1.0 (1/27/2017) - BFP 6dp5dt (EDD 10/16/2017)
"I DO NOT love that you think so many things revolve around you. I know you're bitter. I get it. But I'm over your feelings." The best person on the internet ever!