May 2011 Weddings
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Seriously, how does it come around so quickly?! Ugh!!!
So DH and I are seriously considering buying a home and I've been doing a ridiculous amount of research online and still feel like I know nothing!
How was everyone's weekend?!
We had a blast!!! It was so nice being home and getting to see my mommy for mother's day. DH had a good time at the fishing derby, caught 4 tagged fish worth a total of $65. He also caught a nice sunburn on his arms and neck. haha! We got to see one of my nephews soccer games - it was so funny. Every time the kids ran into each other or kicked someone they would say "i'm sorry". It was cute. His team won, 2-0 so he was all excited! Coming back here yesterday made me sad, though. I miss being close to them.
my read shelf:
Re: Back to Monday
my read shelf:
Good Afternoon! Glad you had a fun weekend JLQ. We had fun as well. I had dinner with my mom and grandma. Did a lot errands the rest of the weekend. H took off last night and will be back Friday night. I miss him already.
What questions do you have about buying a house JLQ? I am no expert but I bought one recently so I might be able to help!
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Buying a house is scarey. My advice is be super extra attentive to details. For example we were fooled by a fresh coat of paint and cleanness. Both bathroom vanities are old and just painted over, all baseboards are wood that is painted white and chips. There's just so many little things we missed when looking at it.
I get you on missing family. I'm 4 hours from most of my family and my one sister and her family is 8 hours away (but they're moving to where the rest of my family is in a month). It's hard. We only see them every few months. I miss so much in their lives it seems - especially the kids growing up. That's hard. My sister had a baby last week and we likely won't meet him till he's 3 months old.
J: we went to our bank. They ran our credit and gave us a range that we could prequalify for. They also explained two types of mortgages to us. First Time Home Buyer one and traditional. First one you didn't have to put that much down but you would have to pay mortgage insurance (PMI) until you pay 20%. The second one you put down 20% but no insurance. Like you said there are a ton of options. I wouldn't bother going to different banks at this time because every bank will run your credit which will hurt your credit. Your realtor will be a help as well. And if there not find one who is. Good Luck!