Money Matters
jessica490
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Monday Accountability Post
1. How MM was your weekend?
2. Any progress towards goals?
3. If your house was on fire and you could only grab 3 things, what would they be?
Re: Monday Accountability Post
1. Friday- $24 Pizza, $5 scrapbook materials
Saturday- $57 Dog grooming+tip, $35 Gas
Sunday- $0
Total- $121
2. None, will be getting paid at the end of the week.
Edit: Though I should mention I had an interview for a second job on Thursday last week, so I am hoping to hear back this week so I can earn some extra $$$
3. My husband and dog
Our safe
My e-ring if it wasn't on my hand (if not, then my purse)
1. How MM was your weekend? Not horrible, but also not the greatest.
Groceries = $200 and a new starter for H's car = $100.
2. Any progress towards goals? We sold H's car!!!!!! I'm calling in today to pay off the $7,150 owed on it, and we will no longer have a $240/month car payment. Yay!!!!
3. If your house was on fire and you could only grab 3 things, what would they be? The dog, our safe, and the laptop (it has all my pictures on it).
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
1. How MM was your weekend?
Not entirely bad. I'm right within budget in a lot of areas, but I got a little happy and bought some clothes for myself earlier than expected.
Friday: French fries and a drink $2.00 cash
Saturday: I went out with my mom, DD and niece, so I split the cost of fast food, $5 cash; bought some craft supplies at Michael's craft store, $5; returned some things at Walmart, $22 back in cash; and bought some clothes at Kohl's that I was planning to buy in October, $140 charged. I will be paying it all back with my allowance and clothes budget, but it should only take me 2 months to pay it back (which I'm not worried about).
Sunday: A new leash and harness for our pup, some in cash from Saturday's returns and the rest on my debit: $27
2. Any progress towards goals?
Just the usual $10/weekly into the Christmas and DD's accounts. I'm waiting until DH's paycheck this week to put in a good amount.
3. If your house was on fire and you could only grab 3 things, what would they be?
- My family and dog
- my safe
- My photo albums
Looked ahead at our upcoming budget for after we get into the house. It's going to be a lot tighter than we are used to because we will have a mortgage again, but it will be worth it. We are trying to figure out ways we can save on 'must have' bills like cell and cable/internet so we have more wiggle room in our budget. It's depressing to look at our budget and know that $170 every month goes to out cell phones and there actually isn't much we can do about it. (Moving to a small town where our current provider is the only one that has good service) The big unknown is property taxes. It will be great when we can claim the homestead exemption and know what the house is actually appraised for because right now to be on the cautious side we are putting away 1k each month for property taxes. It makes me sick just typing that! Once we know that I think our budget will be great and that extra will go towards getting the loan paid in under 10 years.
First thing I would grab in a house fire is my son. Second would probably be the diaper bag so I have what I need for him and my wallet. Third would be either the photo albums or the backup drive where we store all our digital pics so we don't lose all the memories even though we lose the stuff.
Not bad. $60 Ikea, $25 eating at Ikea, $6 coffee, $11 coffee (for H and I) and Timbits (for us and the kids). All was planned however we expected to purchase more at Ikea so we were under budget.
2. Any progress towards goals?
A few months ago we had our house/auto insurance policies updated and rewrote. We got a refund check from our insurance company - so $300 went into savings.
3. If your house was on fire and you could only grab 3 things, what would they be?
Assuming family is out:
our cats
our wedding pictures
purse/wallet
We have two safes and H has them strategically placed in our home so that they could be easily and quickly removed during or after a fire (the joys of being married to a fire fighter).
1. How MM was your weekend? We spent $138 on a weekend with friends. It felt like a lot but we went galactic bowling and to two meals out.
2. Any progress towards goals? We are back to student loans! Only 2 more to go! We were able to put away $1,200 last week and should be able to get this loan paid off on October 1st.
3. If your house was on fire and you could only grab 3 things, what would they be? Our cats. We have 3.
Love: March 2010 Marriage: July 2013 Debt Free: October 2014 TTC: May 2015
1. How MM was your weekend? It was DD#1's birthday on Sunday so we spent the weekend getting ready for that. Have leftovers so we aren't getting groceries until today. DD#1 made $200- that will go into her savings account (separate from her 529 plan). She has a little over $1,900 in there- more than some adults!
2. Any progress towards goals? Nothing new. The new clapboards are all up- look great. DH is doing some final things before school starts and then we'll start saving for the upstairs bathroom gut next summer.
3. If your house was on fire and you could only grab 3 things, what would they be? My girls, my husband, my computer (has all of our pictures on it- we have them backed up too). If people aren't allowed to be part of this list, then our computer, my rings (DH always wears his, but I usually have mine off at home), and our camera. Our lock box is supposed to be fire safe so that should be ok to leave.
1. How MM was your weekend?
Not great. We were on vacation for the past 9 days, so not a great MM week/weekend at all!
2. Any progress towards goals?
Reached our first goal of getting $1000 in savings. Now we're onto baby step #2, pay down debt. Debt was reduced by $300! We expect to make some good strides on debt now that we aren't contributing to savings.
3. If your house was on fire and you could only grab 3 things, what would they be?
Pets. DH has two legs, so he can walk. I really don't have anything else that I value. I'm either wearing it, or it breathes. Everything else can be replaced.
2) We got a $730 check from escrow since we had to pay our home taxes for a half year last year. We are putting $300 towards MW's student loans and the rest is to go to savings for Christmas.
3) Since we have insurance, the biggest thing I would save besides wife and child is my lap top, keys, and wallet since they all sit together in one area.