QOTD 8/29

minionlover · August 2014

Do you know DHs passwords? Does he know yours?

ramstein1027 · August 2014

Yeah.

ETA: Actually now that I think about it we don't! Lol. I know most of his bc he has the same one for almost everything and we share some accounts. And he knows some of mine because he helps me answer my law practice emails sometimes or checks them for me when I'm not home. But like twitter and facebook I don't think he knows mine.

brainybrunette · August 2014

No...I don't see a need for that. We trust each other.

mana8503 · August 2014

I know his, he has like 2 for everything. I was his POA for a while, so he gave me access to everything so I could keep his stuff up while he couldn't. Now, I usually ask/tell him i'm going on it. Like if I need a BBB coupon from his email etc.

I've told him mine, but I don't think he remembers. He asks me everything he gets on the computer. We got windows 8 and I can't figure out how to stop the password protection.

WillyH19 · August 2014

The only password of his I know is his debit PIN.

mpjf1001 · August 2014

Yes. I used to check his email when he was in school but not anymore, he never checks it, his professors would email him important stuff, or he needed to pay a bill and he would never check it.

Now the passwords I have are to pay his student loans on time, bc again he just doesn't pay attention to things like that. He is against facebook so that isn't an issue.

He has my passwords but his male brain doesn't remember and he doesn't care.

A lot of our passwords are shared: credit cards, banking, etc and i have them written down.

DanaOcNy · August 2014

H knows mine because he sets everything up and I use the same few for everything. He set up all our online bills and all the accts on my phone like Facebook. He uses weird ones for all of his like dragon names from some sci-fi book read 20 years ago. He has told me them when I have needed them but I would never remember them. I keep telling him he needs to write everything down and keep the list in the safe!

ramstein1027 · August 2014

(Ok chiming back in to say that it's actually really important that you keep a list of passwords somewhere for your spouse or another person. Digital assets are a huge issue in estate planning now. If you pass away, and no one knows your passwords, some online service providers won't grant your survivors access EVEN WITH letters testamentary from a court showing you are the executor or beneficiary. You will have no recourse and no way to access that information. Social media accounts can become a target for spammers or worse, online data like pictures, etc will be lost, and if automatic bill payment is set up without anyone else knowing the passwords, accounts can be overdrawn. Just to use one real life example, one of my bosses sons was killed in Iraq in 2004. He had a whole cache of pictures on his yahoo email account along with some other things. Even with proof of his death his parents were not granted access to it without his password. So they lost all of the photos, forever. It's really something people need to be thinking about in our day and age. OK this finishes my lame attorney rant.)

catwine · August 2014

We know each others online passwords because we have needed each other to check them for us at some point or another. We also know each other debit and credit cards passwords but I doubt he remembers mine (we have a shared account anyways).

mrshall1027 · August 2014

Yes, we both know each others passwords. Not because we check on each other, but for the same reasons others have mentioned. Both our gmail accts are always logged in, same with facebook, so it's not like we really need to know the passwords. We have a list of all our logins on dropbox that we share in case either of us ever needs a password to access an account.

mana8503 · August 2014

ramstein1027 said:

(Ok chiming back in to say that it's actually really important that you keep a list of passwords somewhere for your spouse or another person. Digital assets are a huge issue in estate planning now. If you pass away, and no one knows your passwords, some online service providers won't grant your survivors access EVEN WITH letters testamentary from a court showing you are the executor or beneficiary. You will have no recourse and no way to access that information. Social media accounts can become a target for spammers or worse, online data like pictures, etc will be lost, and if automatic bill payment is set up without anyone else knowing the passwords, accounts can be overdrawn. Just to use one real life example, one of my bosses sons was killed in Iraq in 2004. He had a whole cache of pictures on his yahoo email account along with some other things. Even with proof of his death his parents were not granted access to it without his password. So they lost all of the photos, forever. It's really something people need to be thinking about in our day and age. OK this finishes my lame attorney rant.)I

Every year I update a list of accounts for our bills with User Names, passwords, sercurity questions, etc. I keep it in our lock firebox. It was actually H's idea when we got married. I also track how it's being paid (letters, bank bill pay, auto debit), and the amounts owed.

ramstein1027 · August 2014

^^^ That's what everyone should do. It's not really a trust issue with passwords, it's a housekeeping item just like bill paying is, now that we all rely so heavily on the internet.

consciousdear88 · August 2014

I know his. He probably could guess mine if he tried.

PattySmith101 · August 2014

I don't even know my passwords!!! I have a few I use and variations of them and every time I try to log in to something it will be like incorrect password and /or username!!! Ok which one is it??? My password or my username I need help! I always say I should change my password to incorrect so when it says your password is incorrect ! I can be like oh yeah that's my password! Lol

Good to know about the passwords in a lock box that's a good idea- I'll have to do that with Dh! I would have never thought to do that!

xxjen015 · August 2014

I know his because he uses the same for everything. I've started to make any joint account dealing with money his typical username and password so we both can easily access it. He has been told mine before, but whether or not he remembers is a different story! I need to go through and make a list of all important usernames and passwords

snuff9861 · August 2014

No I don't. But the estate stuff is a good point. Maybe i'll bring it up.

catwine · August 2014

I'm definitely taking @ramstein1027 's advice about writing it all down and keeping it safe. In an emergency I doubt H would remember my passwords.

sjs1013 · August 2014

Yes. After that hacking scare where hackers stole millions of passwords last month, H made me change all of my passwords. He read that no passwords should be repeated, so I needed an individual password for every account. I don't know any passwords anymore, they're all written down. He also wrote all of his down. The papers are on our desk.

@ramstein1027 I never thought about access to accounts in case of an emergency. I'll be sure to always keep them written down so H knows where they are. I'll tell him to do the same.

goatlady12 · September 2014

I know his because he uses the same one for everything. I've told him mine several times (including our joint account) and he has no clue what they are. He has the worst memory.

DanaOcNy · September 2014

We now have everything saved on a flash drive in a password protected excel spreadsheet in our lockbox. I know also know where the lockbox and the key to it is :-)

QOTD 8/29

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