Money Matters
formerlyGDaisy09
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
grateful we've planned, but really?
so H has again lost his second job (this is his 3rd in the last year). We've mostly been using the extra income to boost savings, pay off loans faster, and work on some home projects, so we're not in danger of not being able to pay our bills, we'll have to tighten up our spending a little more, and won't be able to be quite so generous at Christmas, but we'll survive. It does mean that it's going to take us longer to save to renovate the basement (major goal before TTC because it will allow us to drop PMI from our mortgage and to turn our current second bedroom into a nursury and still have a place for my parents to stay). It's not the end of the world, but I'm feeling bummed.
I've had a $7K figure in my head for the basement, I'm considering getting my contractor friend to put together an estimate for us so that I have a real figure. the advantage is that H would be home during the day and could help with the basement so would probably lower our labor costs.
I've lost faith in H's ability to hold 2 jobs, he will not share the reasons they let him go with me, so I get the feeling he's embarassed about it. his boss has agreed that he'll try to give him as many hours as he can as long as higher-ups allow it. I'm trying to stay on the positive side of things, H will be home during the day so the dog won't spend as much time in her crate, he can get some things done around the house (he actually asked me to make a list yesterday), he's going to go through the basement and find some things to sell (I've already IDed the snow tires from his car we sold last summer, the dog crate that's too big for the dog, and a couple appliances that we upgraded around the wedding), and he's going to see if he can find some odd-jobs he might be able to do for people to make a little money on the side. He's also going to try to get back into working out, he's got 20-30lbs that he could loose, so that's also good.
I'm so thankful for this board for having helped us stay focused on what's important so that my reaction when he told me yesterday was "ok, we can make this work" not "#$&*, what are we going to do?"
Me: 28 H: 30
Married 07/14/2012
TTC #1 January 2015
BFP! 3/27/15 Baby Girl!! EDD:12/7/2015
Re: grateful we've planned, but really?
What type of work is his first job again? I ask because this can be a good type of year to start applying for holiday work if it would all fit in and you decide it would be worth it to save for the basement more quickly.
You can't fix what you do not acknowledge is a problem
7K is an unrealistic amount IMO for a basement renovation --we spent that for just the plumbing and electrical changes in our basement (done by electricians and plumbers) - but I do not know what your basement is like, the condition nor what needs to be changed.
Other than electrical and plumbing we did the work ourselves.
This is what we did: New basement windows, removed old pine from walls and stripped down to the cement block then put up studs, framed out a section for a new laundry/storage/mechanical area, insulation, reinstalled some of the old pine paneling and painted it - added new wood panels where needed & painted, new ceiling, flooring, and a complete bathroom redo (total gut & reframe,
Then we added cabinetry on 2 walls, area rugs, furniture and new TV.
Even if you do the work yourself - get an estimate from a contractor, have a list of what NEEDS to be done -( do you need to upgrade your electrical box, add outlets, change any plumbing, HVAC changes to heat the area etc 0 then add your wants. Check local codes etc.
Price this out BEFORE you even think of beginning
I do agree with PP that'd I'd want him to share what happened, even if he needs to cool down a bit first.
I'm a teller manager, and I can tell you that the main reason most tellers get fired is for either large differences, or frequent differences, especially if its still during the probation period. But whatever the reason might be, I am glad you guys will be ok without his p/t job.