Monday accountability post

hoffse · December 2014

Realized we hadn't done this yet...

1) How MM was your weekend?

2) Any progress toward goals?

3) What's a non-MM thing you pretend to side-eye but secretly envy?

hoffse · December 2014

1) How MM was your weekend?

Ours wasn't too bad. Spent $80 on groceries and $40 on gas. Nothing else!

2) Any progress toward goals?

H earned an extra $350 gigging for a church this weekend. We're sending that to our vacation fund. I also found out we will be getting bonuses this coming Friday. I have no idea how much or what to expect, but it's sure made it hard to concentrate...

3) What's a non-MM thing you pretend to side-eye but secretly envy?

Cleaning services - honestly, I'm not a good housekeeper. H is better, but he works as much or more than I do. I really wish I could bring myself to splurge for a cleaning service every couple of weeks...

formerlyGDaisy09 · December 2014

1) How MM was your weekend?

not terrible...I was in Boston for a bridal shower so there were extra gas, parking, meals costs but all reasonable....gas $40, parking $18, dinner (2 beers, split apps, big chicken ceasar salad) $31, Breakfast $11.

$92 on groceries when I got back

2) Any progress toward goals?

none so far

3) What's a non-MM thing you pretend to side-eye but secretly envy?

I'm not sure...I do get envious of other people's wedding/engagement photos (we spent a total of $400 on ours...we have some good photos but I'm not happy with 60-70% of them) but I don't think I side-eye others.

vlagrl29 · December 2014

1 - Friday we got a red box ($1.62) and a pizza ($10), Saturday we bought a couple xmas gifts and used our xmas gift fund and had dinner out ($27), Sunday we went to yoga and gave a donation of $5.

2 - not this week but we are staying with in our $300 xmas budget

3 - I probably side eye SAHM's that put their kids in daycare. I don't get it. I'm not really jealous of them though so I guess that doesn't count. lol.

jessica490 · December 2014

1. About $100 at Walmart, $24 Gas

2. $186 to house DP

3. A bigger house than we need when the time comes. I'm so back and fourth about this....I don't want to buy a tiny $200K ranch house that I know is reasonable enough for us (no kids, cheaper up-keep), but I really want to have a nice $250K house that will have more than enough space for us and entertaining our family

blondie42107 · December 2014

1) How MM was your weekend?
Not horrible. $130 groceries, $15 pictures with Santa, $50 Old Navy, too much at Target

2) Any progress toward goals?
$500 in savings

3) What's a non-MM thing you pretend to side-eye but secretly envy?
Friends just going on vacation or buying things without much thought. I would love to do that but I would instantly feel guilty.

@hoffse‌ Thanks! I kept looking for the post but didn't want to post it myself.

brij2006 · December 2014

@vlagrl29 I was a nanny split between 2 families with SAHM's all through college. It was weird and I seriously didn't get it. The 1 family would even have me do all of the grocery shopping and bill paying with the 2 kids, and I would travel alone with the 2 kids to meet her and her husband at a vacation spot. She hired me because all of that was "too much."

The other mom had me take care of 1 child while she brought the other one to preschool then would run errands and or go to the gym before she would pick him back up. That one made a bit more sense, but it was definitely different.

1) How MM was your weekend?

We went to see H's friend and his wife about 3 hours away. So we spent $80 on gas and $50 eating out. Then we bought a Christmas gift for $80, some clothing for $14, and groceries for $65.

2) Any progress toward goals?

So far everything is looking good for the month. However, H is going to have 2 base paychecks because of the holidays and we pick up our 1/4th of a cow next week. So we may end up breaking even this month.

3) What's a non-MM thing you pretend to side-eye but secretly envy?

Random purchases. I will see friends spend on random items constantly yet they're up to their eyeballs in debt. They will eat out 4 times/week, spend $200 on clothing because there's a "sale," get new decor for their home constantly, and not worry about any of it.
I definitely envy it, because I used to be that way. But I now see the spending and just think about how much of that could pay off the next loan.

blondie42107 · December 2014

hoffse said:
1) How MM was your weekend?
Ours wasn't too bad. Spent $80 on groceries and $40 on gas. Nothing else!

2) Any progress toward goals?
H earned an extra $350 gigging for a church this weekend. We're sending that to our vacation fund. I also found out we will be getting bonuses this coming Friday. I have no idea how much or what to expect, but it's sure made it hard to concentrate...

3) What's a non-MM thing you pretend to side-eye but secretly envy?
Cleaning services - honestly, I'm not a good housekeeper. H is better, but he works as much or more than I do. I really wish I could bring myself to splurge for a cleaning service every couple of weeks...

Congrats on the unexpected bonus!

vlagrl29 · December 2014

brij2006 said:

@vlagrl29 I was a nanny split between 2 families with SAHM's all through college. It was weird and I seriously didn't get it. The 1 family would even have me do all of the grocery shopping and bill paying with the 2 kids, and I would travel alone with the 2 kids to meet her and her husband at a vacation spot. She hired me because all of that was "too much."
The other mom had me take care of 1 child while she brought the other one to preschool then would run errands and or go to the gym before she would pick him back up. That one made a bit more sense, but it was definitely different.

1) How MM was your weekend?
We went to see H's friend and his wife about 3 hours away. So we spent $80 on gas and $50 eating out. Then we bought a Christmas gift for $80, some clothing for $14, and groceries for $65.
2) Any progress toward goals?
So far everything is looking good for the month. However, H is going to have 2 base paychecks because of the holidays and we pick up our 1/4th of a cow next week. So we may end up breaking even this month.
3) What's a non-MM thing you pretend to side-eye but secretly envy?
Random purchases. I will see friends spend on random items constantly yet they're up to their eyeballs in debt. They will eat out 4 times/week, spend $200 on clothing because there's a "sale," get new decor for their home constantly, and not worry about any of it.
I definitely envy it, because I used to be that way. But I now see the spending and just think about how much of that could pay off the next loan.

I don't get it. Why do you have kids when it's just "too much." I consider myself a SAHM with a part time job and I go to yoga and do all the stuff a SAHM does. Now if both parents have very demanding jobs I totally get why they hire people to grocery shop for them etc……but what does a SAHM do if her kid is at day care - spa day?

lifeonthehill · December 2014

1) How MM was your weekend? We spent $0 again this weekend. Work, exams, and illness have kept us pretty cooped up.

2) Any progress toward goals? I just put 2k into our e-fund! Only $649 to go which means we will be ringing in the new year debt free and with a fully funded e-fund! I never thought it was possible.

3) What's a non-MM thing you pretend to side-eye but secretly envy? Clothes shopping. I tell myself it is pointless because I have plenty but watching friends run around the office in pretty blouses perks the envious side of me right up. I have to remind myself they are drowning in SL debt and have nothing set aside for emergencies and that makes me feel a bit better.

Xstatic3333 · December 2014

1) H spent around $100 on my birthday. I spent $36 on a friend's birthday, plus some gas.

2) Normal savings contributions, set up automatic Roth IRA deposits, redid budget to account for future dog.

3) I have friends who make around what I do, most likely, but travel A LOT. Like to Europe twice a year. I have no clue how, but I'm jealous. I so want to book Peru right now but the cash just isn't there yet.

hoffse · December 2014

blondie42107 said:

1) How MM was your weekend?
Ours wasn't too bad. Spent $80 on groceries and $40 on gas. Nothing else!

2) Any progress toward goals?
H earned an extra $350 gigging for a church this weekend. We're sending that to our vacation fund. I also found out we will be getting bonuses this coming Friday. I have no idea how much or what to expect, but it's sure made it hard to concentrate...

3) What's a non-MM thing you pretend to side-eye but secretly envy?
Cleaning services - honestly, I'm not a good housekeeper. H is better, but he works as much or more than I do. I really wish I could bring myself to splurge for a cleaning service every couple of weeks...
Congrats on the unexpected bonus!

Thanks! I definitely wasn't expecting one this year since I'm new, but I'm super excited! My old place never gave bonuses... of course, they went under so there was nothing extra to be had there.

It will probably go in a vacation fund. We've budgeted for our trip this coming summer but decided that any more travel would be from extra work, bonuses, gift money, etc. Hoping to have enough for one last hurrah in 2016 before TTC... I was so on board with the babymoon concept until I started thinking about it and realized that like 80% of the world was going to be off-limits for one reason or another. All the things you aren't supposed to do or eat would sort of put a damper on things...

dragonstarjk · December 2014

1) How MM was your weekend? Absolutely horrible. Two members of my family got laid off from their jobs last month and my whole family (not me and H, but other family members not in our household) have been really struggling financially. I was feeling generous and decided to help them out with their Christmas shopping. It's money that I was going to put in our porch savings account so it didn't really get taken from anywhere else, and I feel good about making people's holiday a little less stressful. 2) Any progress toward goals? Not really--see above. 3) What's a non-MM thing you pretend to side-eye but secretly envy? Nails--I'd love to get my nails done every two weeks but just can't bring myself to spend the money so I only get them done a couple of times a year for special occasions.

dragonstarjk · December 2014

Sorry, my previous post did have spaces. I don't know what happened :-P

Wulfgar · December 2014

1) How MM was your weekend? I finished up most of the Christmas shopping in between Dr visits on Friday. I put a lot of it on my credit card since I have the money set aside to pay it off once my bill comes in.

2) Any progress toward goals? Checked my balance on my car loan, I thought that I had it paid down more than what I do. This is most likely the last car loan that I get using the dealer's bank. I want one that I have access to the account without having to jump through hoops.

3) What's a non-MM thing you pretend to side-eye but secretly envy? People with expensive new cars. I just can't justify paying a ton for a tool that wears out in 10 years and in some cases would cost more than my house.

smbenevides1989 · December 2014

1) How MM was your weekend?

Not bad. Bought food, 4 bottles of wine for Christmas gifts, DH got gas and breakfast, and we bought groceries. Everything was within budget.

2) Any progress toward goals?

As of right now, our goals are to get back on track since I started working again.

3) What's a non-MM thing you pretend to side-eye but secretly envy?

I cannot think of anything...

cbee817 · December 2014

1) How MM was your weekend? Not bad- groceries ($130), gifts for DH's family and day care rooms ($177)

2) Any progress toward goals? Nothing new- $500 went to savings, but DH had to take $650 out to cover the day care bill this month.

3) What's a non-MM thing you pretend to side-eye but secretly envy? We're getting a cleaning service once the girls are out of day care and it's no secret that I envy people that have that already. I really want a larger engagement ring- it's so silly, but a 1.5 carat tiffany and co (the tiffany setting) is my dream ring.. so much sparkle. I don't even wear a lot of jewelry, but I love that ring.

brij2006 · December 2014

vlagrl29 said:

brij2006 said:

@vlagrl29 I was a nanny split between 2 families with SAHM's all through college. It was weird and I seriously didn't get it. The 1 family would even have me do all of the grocery shopping and bill paying with the 2 kids, and I would travel alone with the 2 kids to meet her and her husband at a vacation spot. She hired me because all of that was "too much."
The other mom had me take care of 1 child while she brought the other one to preschool then would run errands and or go to the gym before she would pick him back up. That one made a bit more sense, but it was definitely different.

1) How MM was your weekend?
We went to see H's friend and his wife about 3 hours away. So we spent $80 on gas and $50 eating out. Then we bought a Christmas gift for $80, some clothing for $14, and groceries for $65.
2) Any progress toward goals?
So far everything is looking good for the month. However, H is going to have 2 base paychecks because of the holidays and we pick up our 1/4th of a cow next week. So we may end up breaking even this month.
3) What's a non-MM thing you pretend to side-eye but secretly envy?
Random purchases. I will see friends spend on random items constantly yet they're up to their eyeballs in debt. They will eat out 4 times/week, spend $200 on clothing because there's a "sale," get new decor for their home constantly, and not worry about any of it.
I definitely envy it, because I used to be that way. But I now see the spending and just think about how much of that could pay off the next loan.

I don't get it. Why do you have kids when it's just "too much." I consider myself a SAHM with a part time job and I go to yoga and do all the stuff a SAHM does. Now if both parents have very demanding jobs I totally get why they hire people to grocery shop for them etc……but what does a SAHM do if her kid is at day care - spa day?

That's pretty much what she did. They weren't a bad family to nanny for, and they paid great. But I would come M, W, F from 8-5, then every other Saturday from 2-12 for them to go out on dates. I also traveled with them any time they would go somewhere. On the M, W, F she would do 1 day at the spa, 1 day of meeting with friends for lunch and shopping, and the other day was "errands." Which I never understood because I ran all of the errands with the kids. She also had a cleaning lady that came once a week too.

The traveling bit was the only part that irked me. They would fly to Florida on a Sunday, I would take care of the kids until Tuesday, then would fly down with them because she couldn't "enjoy travel" with them. So the 19 year old nanny would fly from Chicago to Florida with the 3 month old and 2 year old (that was the first time they had me do it), then I would take care of the kids on the "family vacation."

Let's just say that her H made very good money in the Chicago area. But hey, they also paid their nanny well too.

vlagrl29 · December 2014

brij2006 said:

vlagrl29 said:

brij2006 said:

@vlagrl29 I was a nanny split between 2 families with SAHM's all through college. It was weird and I seriously didn't get it. The 1 family would even have me do all of the grocery shopping and bill paying with the 2 kids, and I would travel alone with the 2 kids to meet her and her husband at a vacation spot. She hired me because all of that was "too much."
The other mom had me take care of 1 child while she brought the other one to preschool then would run errands and or go to the gym before she would pick him back up. That one made a bit more sense, but it was definitely different.

1) How MM was your weekend?
We went to see H's friend and his wife about 3 hours away. So we spent $80 on gas and $50 eating out. Then we bought a Christmas gift for $80, some clothing for $14, and groceries for $65.
2) Any progress toward goals?
So far everything is looking good for the month. However, H is going to have 2 base paychecks because of the holidays and we pick up our 1/4th of a cow next week. So we may end up breaking even this month.
3) What's a non-MM thing you pretend to side-eye but secretly envy?
Random purchases. I will see friends spend on random items constantly yet they're up to their eyeballs in debt. They will eat out 4 times/week, spend $200 on clothing because there's a "sale," get new decor for their home constantly, and not worry about any of it.
I definitely envy it, because I used to be that way. But I now see the spending and just think about how much of that could pay off the next loan.

I don't get it. Why do you have kids when it's just "too much." I consider myself a SAHM with a part time job and I go to yoga and do all the stuff a SAHM does. Now if both parents have very demanding jobs I totally get why they hire people to grocery shop for them etc……but what does a SAHM do if her kid is at day care - spa day?

That's pretty much what she did. They weren't a bad family to nanny for, and they paid great. But I would come M, W, F from 8-5, then every other Saturday from 2-12 for them to go out on dates. I also traveled with them any time they would go somewhere. On the M, W, F she would do 1 day at the spa, 1 day of meeting with friends for lunch and shopping, and the other day was "errands." Which I never understood because I ran all of the errands with the kids. She also had a cleaning lady that came once a week too.

The traveling bit was the only part that irked me. They would fly to Florida on a Sunday, I would take care of the kids until Tuesday, then would fly down with them because she couldn't "enjoy travel" with them. So the 19 year old nanny would fly from Chicago to Florida with the 3 month old and 2 year old (that was the first time they had me do it), then I would take care of the kids on the "family vacation."

Let's just say that her H made very good money in the Chicago area. But hey, they also paid their nanny well too.

I'm totally jealous of their income!

als1982 · December 2014

I'm a little late to this rodeo, but here goes:

1) How MM was your weekend? Not great, but not terrible. Spent a little too much on wine and takeout on Friday night, then Saturday was our first family Christmas gathering, and then Sunday my mom and I went to the ballet.

2) Any progress toward goals? No, plus we added to our list of gift recipients, and have to move some money around to make the budget work for this.

3) What's a non-MM thing you pretend to side-eye but secretly envy? Shopping. I have some great staples in my wardrobe, but very little fun extras. But it's all about priorities, as we spent an exorbitant amount on travel every year! Clothes and cars just aren't at the top of our list.

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