Money Matters
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Checking, Savings & Fun Money
On the hunt for a bank that allows you to have a combined checking/savings account for you & your husband, but then also offers
individual accounts for fun money spending? Or at least lets you automatically deposit $$ from the initial checking acct into the fun money accts?
Trying to find one that doesn't involve lots of hidden fees.
Re: Checking, Savings & Fun Money
We have a joint checking and a joint savings account, and DH and I both have 2 individual savings accounts and one checking account.
We have that through Huntington. Savings, joint checking, and two individual checking accounts. No fees on any of them. No interest either, but to be honest, we don't keep enough in the accounts where the interest would be very much, so I'm happy with just no fees.
However, some banks have a fee IF you do not have a minimum balance in your checking accounts.
We operate out of a number of banks and find it easy to do so, butg I realize that many do not want this approach.
Bank #1 - joint savings, joint checking (for household expenses), and also my personal savings account (3 accounts)
Bank #2 - DH personal savings and personal checking account (2 accounts)
Bank #3 - Savings and checking for house related expenses (2 accounts)
Bank 4 # - Long term savings for cars, vacations and other more costly items (1 account)
Bank #5 - Emergency fund (1 account)
We pay no fees at any of the banks - but we keep more than the minimum on all checking accounts at all times.
Investments are with a non bank institution
I would think most banks would do this. I suppose maybe some banks would charge for internal transfers; ours doesn't.
You probably won't be able to see each other's accounts that are individual.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)

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