Money Matters
twighlight2016
newb
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
do you all
POST BUDGETS HERE? hey everyone my name is Melissa and i have never joined a forum before so I'm not to sure how private everyone is on this board or if its a board where everyone shares everything! I'm going to start being active on this board to learn more about finances and i want to do better in 2016 with breaking some of my bad habits such as EATING OUT! I thought that since 2016 will be here in a few weeks , if everyone that is active would share there 2016 Budgets!
Re: do you all
mortgage 760
electric 170
water 60
car insurance 170
cell bill 160
life insurance 240 (year)
dish network 90
netflix 8
gas- 400
groceries- 400
toiletries 50
savings 300
Welcome! You'll see a lot of budget posts, especially if someone is looking for help with their budget. This is my "streamlined" budget. Just my H and I, no kids.
Income: $4700 (roughly, it varies a bit and I estimated taxes subtracted for my non W-2 income)
Mortgage: 725 (includes insurances and property taxes)
Home Equity Line of Credit (HELOC): $550, $50K balance (but pay $2500-$3000/month)
Cable/Internet: 100 (That just doubled from what I was paying...grrr)
Energy/Gas: 100 (This is about the highest it gets, some months are half this)
Water Bill/Garbage: 50
Car Insurance: 200 (it's super high in my area), no car payment
H and my Cell: 100
Food: 400
BofA CC: $50 minimum payment, $3800 balance, no interest until June 2016
Medication: 250 (But paid for with my HSA, already taken out of my income)
I don't include eating out or entertainment in that, but I don't do a lot of that and it varies, so I leave it off. Not recommended for people with tight budgets.
Right now, I just shovel the majority of my excess income to my HELOC. Though I'll shift that to paying off my one CC balance as I get closer to when they'll start charging me interest.