Money Matters
jessica490
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Monday Accountability
Don't think we've done this in awhile...
1. How MM was your weekend?
2. Any progress towards goals?
3. Do you celebrate St. Patrick's Day? If so, what will you do?
Re: Monday Accountability
1. $50 Home Depot
2. $100 vacation account , $385 to house project fund. I sat down and did the math and realized we have 8 months of living expenses in our savings account so we separated that out and have started a house project account. So excited! We paid off the washer and dryer so we only have $1320 left on the furniture.
3. We don't really celebrate this holiday, but we do go to my parents and have corned beef and cabbage which I love!
1. How MM was your weekend? Pretty good- groceries ($185), Old Navy ($20), lunch out with DH before Sabres game ($30), parking for game ($10), tickets (free from DH's parents).
2. Any progress towards goals? $500 went to savings, DH is looking into changing his 403b contributions to 10% (currently it is a $ amount- hoping he can do % instead). Still waiting on the state tax return- hopefully this week.
3. Do you celebrate St. Patrick's Day? If so, what will you do? DH and I don't. The girls usually have a party at school- that's enough excitement for us!
- Spendy. I hosted my SIL's bachelorette party, so I spent a lot of money on food and drinks for that. In addition to that, we spent $25 at the car wash and $6 to stream a movie from Amazon. 2. Any progress towards goals?
- $100 to our Vegas fund and $100 to savings. 3. Do you celebrate St. Patrick's Day? If so, what will you do?
- We don't do anything. If I remember, I wear green, but that's it.
1. How MM was your weekend? Spendy but budgeted. $20-something on brunch Sat morning, $177 on the bridesmaid's dress for my brother's wedding, $20 church offering, $20 on Chinese for dinner Sunday.
*Edit- I conveniently forgot about the spending that wasn't budgeted, lol. We spent $50 at a local home & garden store on 3 indoor ceramic planters, an indoor plant for $9.99 (which had 2 ''trees' so now we have two plants for the house) and potting soil. The sales were great and we saved $20 on the total order. Not budgeted, but I've been wanting more indoor plants for awhile and they really fill in the empty space in the living room. And they make me happy
2. Any progress towards goals? Yes, we finally transferred our money to our new bank accounts and closed our old bank accounts. At this new bank we opened a money market for the emergency fund, so it's nice to mentally see that money separated from the rest of our savings. Feels good to have it all done.
3. Do you celebrate St. Patrick's Day? If so, what will you do? We go to my grandma's for corned beef and cabbage. Look forward to this meal every year!
1. How MM was your weekend?
Spent $8 at McD on Saturday. That was it. Not a grocery shopping week, so that helped.
2. Any progress towards goals?
This was a great week for goals. I got paid rent, paycheck for f/t job, and paycheck for p/t job. Paid all my utility bills, paid off a few small cc balances, and paid down $1500 on my HELOC.
3. Do you celebrate St. Patrick's Day? If so, what will you do?
There's a St. Patrick's Day parade in NOLA this Saturday, but I probably won't go. Instead, I usually go to the Irish-Italian parade in a suburb city, but that is not until later this month.
Both of those parades are kind of funny in that, not only do the riders through beads like they do in the Mardi Gras parades, but they also throw a lot of grocery items. They throw cabbages, carrots, potatoes, onions, garlic, small bags of chips, ramen noodles, moon pies, various pieces of fruit, cans of tomato paste, and boxes of spaghetti. Though the cans of tomato paste and boxes of spaghetti are more rare to get.
Don't think we've done this in awhile...
1. How MM was your weekend? Not so bad. Didn't buy groceries this weekend since we will be out of town most of the week. $40 gas, $15 dinner, $10 snacks. I can't think of anything else.
2. Any progress towards goals? Not really. It was a non-pay week. Plus we've had to use a lot of savings to pay for an unplanned trip to California for H's grandpa's funeral this week. I'm bummed to see that money come out of savings, but I'm glad we put ourselves in a position to have money available to be able to go without worrying about how to pay for it. Total for the trip is going to be about $1400--plane tickets, hotel room, rental car, meals, etc.
3. Do you celebrate St. Patrick's Day? If so, what will you do? Not really, although I've definitely got Irish in my blood! My great-grandparents on my dad's side came here from Ireland. When we were younger, my sister and mom and I would make a traditional Irish meal (NOT corned beef and cabbage)--boiled meat, champ (mashed potatoes), soda bread, the whole shebang. That was fun!
There is usually an Irish band performing at our community theater the week before St. Patty's Day that H and I like to go to, which we actually bought tickets for this year, but we will be in California so I gave them to my sister.
I also usually volunteer for the Jaycees green fun run, but again, we will not be here for that since it's this weekend.
1. How MM was your weekend? Really not bad.
$1 for entrance fee into womens health fair, $6 for bath bombs at a booth, $5 for a large bag of gluten free samples, $15 for lunch with my mom, $7 tip for dinner at Red Robin. We had a gift card for Red Robin, but they completely screwed up our meal so they comped our entire bill.
Then we went to Home Depot and Lowes to get ideas on remodeling our kitchen and how much it will cost.
2. Any progress towards goals?
Had an $1,100 overage from last month. So we tossed some money at various extras, including more into retirement. It was nice to kick some butt with the budget.
3. Do you celebrate St. Patrick's Day? If so, what will you do?
Don't necessarily celebrate it, but I usually try to have a reuben for lunch that day. Yummy.
TTC since 1/13 DX:PCOS 5/13 (long, anovulatory cycles)
Clomid 50mg 9/13 = BFP! EDD 6/7/14 M/C 5w6d Found 11/4/13
1/14 PCOS / Gluten Free Diet to hopefully regulate my system.
Chemical Pregnancy 03/14
Surprise BFP 6/14, Beta #1: 126 Beta #2: 340 Stick baby, stick! EDD 2/17/15
Riley Elaine born 2/16/15
TTC 2.0 6/15
Chemical Pregnancy 9/15
Chemical Pregnancy 6/16
BFP 9/16 EDD 6/3/17
Beta #1: 145 Beta #2: 376 Beta #3: 2,225 Beta #4: 4,548
www.5yearstonever.blogspot.com
1. How MM was your weekend? Decent. We stayed in Friday. Saturday and Sunday we spent a little blow money shopping, splurged on pizza and fancy desserts for about $24, and then spent $12 on fun local tourist activities with our new foreign renter (staying with us for the month of March).
2. Any progress towards goals? Staying the course but allowing for a little more fun money this month.
H switched to Dollar Shave club and he estimates it will cut his razor costs in half. New razor isn't quite as fancy as old razor but still fairly high end and good enough for his purposes.
3. Do you celebrate St. Patrick's Day? Our friends have a party on a weekend near the actual date. Lots of yummy Irish themed food and green clothes. Sometimes we wear fun green stuff and go out for drinks the day of and/or the weekend before.
1. How MM was your weekend? Not great but mostly within budget. We had a big grocery shopping trip, purchased the floor tile for the master bathroom (on sale at $0.81/piece though), my splurge was on a windchime that I found while shopping for a birthday gift for a friend. Definitely didn't need to spend THAT money so I'll just have to take it out of our fun money for the month.
2. Any progress towards goals? No MM related goals. I did make a lot of progress towards personal goals though. I've reorganized under all of the sinks in the house, I donated a bunch of clothing, shoes, and old purses. Next step is my home office and our linen closet but I'm feeling really great with my progress so far.
3. Do you celebrate St. Patrick's Day? If so, what will you do? Not in any serious way even though my mom's family is mostly Irish Catholic. H and I usually make corned beef and Irish soda bread on St. Patrick's Day. I like to wear green, but it's my favorite color anyway and it brings out the green in my eyes.
1. How MM was your weekend?
Umm no comment. I bought a car! I got a certified pre-owned 2013 Ford Edge with 45k miles on it for less then 20k. We put 12,300 down and we ended up with a less then 9k loan at 1.9% interest for 3 years at 255/month which is still 100 less a month then i was paying for my nitro before i paid it off. I love it and the debt doesnt bother me so much because its so small and even if it took us a full 3 years to pay off we'd only pay 300 in interest over the life of the loan. We're going to work on piling through my student loans as much as we can for the next year or so and see where we're at.
2. Any progress towards goals?
Technically i took a 9k step back but my H and I are taking a whole new approach to things now. My accident has definitely taught us a few things.
3. Do you celebrate St. Patrick's Day? If so, what will you do?
Before kids we would go out for some drinks or something but now i'll be lucky if i remember to put my son in a green shirt. lol