Orange County Nesties
Wan-naBe
member
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
who's your medical insurance with?
we're on kaiser, but we're thinking of shopping around for other providers - at least, for me and the hub. the girls will stay on kaiser because that's where they've both been covered since birth.
i just think we're paying an astronomical amount for our coverage and don't even really use it. i know we have to have health insurance, but i don't mind switching to a PPO with an annual deductible to save some cash.
recommendations?
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Re: who's your medical insurance with?
Isn't an HMO cheaper monthly than a PPO?
not based on the online quotes i'm getting so far.
the hub is an independent contractor, so he doesn't get to use his parent company's group plans. we're currently paying $600 a month just for the two of us! there's gotta be cheaper options than that.
Socializing foster puppies since 2009
Chart for TTC#2 - BFP 6.10.12, m/c 6.17.12 @ 4w3d ? BFP 7.14.12, EDD 3.27.13
Beta @ 15DPO: 441, P: 15.1 ? 19DPO: 2,784 ? 26DPO: 28,886 ? U/S 8/2: One happy HB!
Elective U/S @ 15w5d - it's a BOY! Confirmed at 19w6d. ?
My DH had a high deductible plan with Kaiser for $126/month and I am guessing he is older than you. I was actually impressed with the few times DH had to go to the doctor. He paid out of pocket because he was not even close to his deductible but his co-pays/office visits were cheap and his drugs were cheap too. Plus he could always get a same day appointment even with a couple hours of notice.
When I was searching Blue Cross had some decently priced high deductible plans. I have been on company paid Blue Cross plans for a couple of years now and I have had no problems with them.
PPO plans are nice if you do need to go to a specialist but they will probably cost you more.
If you are any meds that you are willing to take generic a lot of them are so cheap now that you don't even need drug coverage. I got my last antibiotic for $4-it was cheaper than the $10 generic co-pay I was supposed to pay.
After 2 rounds of IVF & 2 rounds of FET, we were blessed with identical twin girls!
My HMO has always been free (or damn near close to free) through my companies, but PPO cost money.
Of course, I chose HMO because I'm a cheap mofo.?
So weird that HMO is not less expensive.
I am currently on Pacificare.?
I have healthnet through work.
I really enjoy them and same as APK I have HMO through them no complaints!