May 2007 Weddings
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Money
I'm still trying to come up with stuff to talk about (seriously, I want a nesticle!)...
What percent of your combined income goes towards set/required bills (house payment, rent, car payment, electric, cable, etc)?
What percent of your combined income goes towards getting out of debt (credit card, personal loans, etc)?
What percent of your combined income goes towards an e-fund?
What percent goes towards a regular savings account?
What is your financial goal for this year?
Re: Money
What percent of your combined income goes towards set/required bills (house payment, rent, car payment, electric, cable, etc)? Probably around 55 to 60% (but we are paying for two houses right now).
What percent of your combined income goes towards getting out of debt (credit card, personal loans, etc)? We don't have much debt - we pay off our credit cards each month so around 2 to 5%.
What percent of your combined income goes towards an e-fund? Around 20% miniumum.
What percent goes towards a regular savings account? Around 10%.
What is your financial goal for this year? To sell the townhouse and get out from under that loan. Also to contribute more to retirement!
Yikes, Mandy, this one's really going to require some thought! LOL
What percent of your combined income goes towards set/required bills (house payment, rent, car payment, electric, cable, etc)? About 50%
What percent of your combined income goes towards getting out of debt (credit card, personal loans, etc)? about 40%
What percent of your combined income goes towards an e-fund? right now, about 4-5%
What percent goes towards a regular savings account? About another 4-5%
What is your financial goal for this year? CCs - they're going down, baby! Also, to have our e-fund built up to support us when I lose (or quit, if push comes to shove) my job.
What percent of your combined income goes towards set/required bills (house payment, rent, car payment, electric, cable, etc)? Around 45%
What percent of your combined income goes towards getting out of debt (credit card, personal loans, etc)? We don't have cc debt so this would only be my student loan (which I'm in no hurry to pay off) so around 1%. Right now though we're throwing every extra penny towards paying off MH's car loan.
What percent of your combined income goes towards an e-fund? Right now 10%
What percent goes towards a regular savings account? Right now 5%
What is your financial goal for this year? Pay off MH's car (will be done before baby arrives), continue increasing e-fund so we have over 6 months, start a new vacation fund (for travel 2010 and beyond)
What percent of your combined income goes towards set/required bills (house payment, rent, car payment, electric, cable, etc)? 35-40%
What percent of your combined income goes towards getting out of debt (credit card, personal loans, etc)? 10%
What percent of your combined income goes towards an e-fund? We just use one savings account
What percent goes towards a regular savings account? 5%
What is your financial goal for this year? Purchase a home and use the money we're saving once the kids are out of full time daycare to renovate the new house. Also to continue to pay down our debt, possibly pay off our car (2 years early)
What percent of your combined income goes towards set/required bills (house payment, rent, car payment, electric, cable, etc)? 86%
What percent of your combined income goes towards getting out of debt (credit card, personal loans, etc)? 10%
What percent of your combined income goes towards an e-fund? 0%
What percent goes towards a regular savings account? 0%
What is your financial goal for this year? as you can see we have no money so hopefully getting back to being a 2 income household would be great this year and I will be happy just getting by month to month for now hard to set goals when you have no money and your future is looking bleak
We can really relate to "future looking bleak"... but that's why everything extra we can afford is going one of two ways: e-fund or CCs. It's hard right now because we're still adjusting to MH getting paid on commission (and and the money the company loans you when you make the salary-to-commission leap is still being taken off his check. One more check... one more check and it's free and clear! LOL)
Also, it makes me EXTRA thankful for how hard MH works... he is HELLBENT on bonusing this quarter, and also is selling a week of vacation back, so April will be NICE.
Our e-fund was depleted last year and with 4% of our income leftover for food well lets just say we don't eat much and or go anywhere. Oh I wish we could win the lottery.
I might have been the wrong one. I included everything but food and gas.