Go
Community› Nest Local Forums› New Jersey Nesties› South Jersey Nesties
South Jersey Nesties
New Discussion
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

Name Change Question

NJBride11808NJBride11808
in South Jersey Nesties
DH and I were married almost 6 months ago and I forgot to change my name with the mortgage company until now.  Well when I called today, they wanted all this information sent to them and a $125 fee to change it!  I couldn't believe that they wanted to charge me a fee to change my name on my mortgage.  The loan is now through bank of america because they bought country wide.  Did anyone else go through this?  If so, did you have to pay to change your name on the loan?  If I didn't change it, would effect me down the line?  My name was legally changed a while back with SSA.  TIA!
Report Reply to Post

Re: Name Change Question

  • izzy_n_jerseyizzy_n_jersey

    To change the name on my mortgage I had to send a copy of our marriage certificate and a copy of our home owner's insurance with my new name on it. There wasn't a fee involved and I just did it 2 months ago.

    I don't really think it will affect anything because the loan is still linked to your SSN.  There maybe some extra paperwork to fill out if you were to sell it, but essentially it doesn't matter because you can be identified by both names.

    Report Reply
  • DowagerCountessofNJDowagerCountessofNJ
    Honestly don't waste your time. Leave it with your maiden name and if you ever refi they'll change it then. As long as your still making payments that's all that matters. I wouldn't even waste money doing a new deed for your married name unless you're looking to refi.
    Warning No formatter is installed for the format bbhtml
    Report Reply
  • NJBride11808NJBride11808
    That's what I thought, but I just wanted to make sure.  Thanks ladies!
    Report Reply
  • phillygrl16phillygrl16

    No way - I wasn't paying that either! I also have Countrywide/BOA.

    I actually just refinanced, so my name changed then. 

    Report Reply
  • Liz&CarmLiz&Carm
    When we purchased our home (we made settlement 3 months before) I actually asked this question...how to go about doing it.  The mortgage is in my maden name but there is a clause in the mortgage that if anything happens to me my husband can answer for me (not my parents) or divorce, etc...so I never had to change it.
    Report Reply
  • Irishgrl417Irishgrl417
    I haven't gotten around to changing it on the mortgage either but most likely won't if it costs that much. But we have something similar to Liz&Carm since we bought before we got married. I think it was "rights of survivorship" or something like that with a word that doesn't sound made up. So if anything happened to either of us, the house automatically fully belongs to the other.
    I'm pretty sure it's pronounced your mom's a moron and if you didn't have your name legally changed by the age of 22, so are you. Unless you're from another continent. -Groomz
    Report Reply
Sign In or Register to comment.
Choose Another Board
Search Boards

theknot.com

thebump.com

More from XO Group: Chinese.Weddings.com | Beach.Weddings.com | Destination.Weddings.com

© 1997 – 2011 The Nest
Help | About Us | Advertise With Us | Privacy Policy | Terms of Use | Log In | Log Out