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And just like that.. plan A is canned. WWYD?

So H and I talked a bit yesterday- looks like we're going to wait some more before officially diving into homebuying. (We need to fix some smudges on his credit before getting pre-approved and should build a bigger down payment and efund before moving forward) Waah Waaah.  Lightning

Which brings me to my dilema.

I want to move. I hate where I live for a number of reasons. The only pluses to staying where we live right now is that rent is SUPER cheap, we have a 2 car garage, laundry in our condo, and utilities are dirt cheap. Our place itself is confortable and kinda cute- but the area and my neighbors suck.

 So if you were me would you?

Option 1. Stay where we are- save as much as we can- and suck it up for another fricken year.

or

Option 2. Move south, pay more rent which in turn means saving less but at least it'll make the tigheting of the wallet and belt a little easier because we won't hate where we live.

Oh I should also mention that H votes for option 2 and I am torn as to what to do.

 

Re: And just like that.. plan A is canned. WWYD?

  • I would do #1.  A year goes by quickly.

    After 2 rounds of IVF & 2 rounds of FET, we were blessed with identical twin girls!
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  • I would stick it out where you are for another year and save aggresively.

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  • i'm with kim. honestly, a year DOES fly by, and moving is a major pain in the ass.

    the latter alone would convince me that option 1 is the way to go.?

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  • Option 1 for sure... save, save, save. Plus who wants to actually do all that moving back to back?
  • I know it seems so common sense right?

    But H HATES where we live. Hates it now. He's like insta-grump about it when he comes home and the neighbors are loud, kids are screaming at all hours of the day and oh did I mention the new apperance of HOOKERS just 2 blocks from us on the main street? Indifferent

    No

    H thinks that saving an extra $200-$300 a month isn't worth being miserable.

    Is this valid? Does this change your thoughts on sucking it up?

  • we just went through preapproval (got our letter yesterday) and they scrutinize your COL including rent, so from that perspective it's better to stay put where the rent and expenses are low as well.

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  • imagenabum:

    we just went through preapproval (got our letter yesterday) and they scrutinize your COL including rent, so from that perspective it's better to stay put where the rent and expenses are low as well.

     

    Oh yea of course that's something else to consider....

  • I would still stay put, knowing that in one short year, you'll be in your own home that you love!   Plus you'll have even more saved up, and won't have to deal with moving twice in two years, which totally blows.  Hang in there!

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  • imageMrs50%:

    Does this change your thoughts on sucking it up?

    these are all valid gripes, of course. ?but when you weigh the pros and cons of the situation, IMO they just aren't enough to warrant the hassle and expense of a move. ?especially if it's only for a year-ish.?

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  • fwiw, I HATE our area as well. Our neighborhood is fine because it's gated, but last year the police shot some guy basically across the street. Not good times. Our situation is kind of unique, but I can definitely relate to your unhappiness.
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  • I'm going to play devils advocate here....buying a home isn't all it's cracked up to be.  Taxes, mortgage, insurance, etc.  I feel like you cannot put a price on happiness, so if you or your H are not happy, and moving will fix that...time to move.  If it's to the point where your husband is instantly miserable the minute he has to come home...is that worth it? 

    Moving can be expensive, so that may set you back, and maybe you can't buy as soon as you wanted, but you will.  Housing prices will remain low for a few years and you have plenty of time.  Happiness is key in my opinion.  

    Only you and your H can decide which is right.  So if buying a house right away is more important, than stay.  If happiness is important, you should move.  

    Good luck!!  

  • imageNorCalMrs.:

    I'm going to play devils advocate here....buying a home isn't all it's cracked up to be.  Taxes, mortgage, insurance, etc.  I feel like you cannot put a price on happiness, so if you or your H are not happy, and moving will fix that...time to move.  If it's to the point where your husband is instantly miserable the minute he has to come home...is that worth it? 

    Moving can be expensive, so that may set you back, and maybe you can't buy as soon as you wanted, but you will.  Housing prices will remain low for a few years and you have plenty of time.  Happiness is key in my opinion.  

    Only you and your H can decide which is right.  So if buying a house right away is more important, than stay.  If happiness is important, you should move.  

    Good luck!!  

    Ugh your response made me tear up. But I think it's unrelated to the move thing. Just because it's been a tough year in the happy dept I think. So I think it's a  valid concern. I have to think about this a bit too.

  • imageMrs50%:
    imageNorCalMrs.:

    I'm going to play devils advocate here....buying a home isn't all it's cracked up to be.  Taxes, mortgage, insurance, etc.  I feel like you cannot put a price on happiness, so if you or your H are not happy, and moving will fix that...time to move.  If it's to the point where your husband is instantly miserable the minute he has to come home...is that worth it? 

    Moving can be expensive, so that may set you back, and maybe you can't buy as soon as you wanted, but you will.  Housing prices will remain low for a few years and you have plenty of time.  Happiness is key in my opinion.  

    Only you and your H can decide which is right.  So if buying a house right away is more important, than stay.  If happiness is important, you should move.  

    Good luck!!  

    Ugh your response made me tear up. But I think it's unrelated to the move thing. Just because it's been a tough year in the happy dept I think. So I think it's a  valid concern. I have to think about this a bit too.

    Sad   I don't want to make you sad.  I know how you feel completely.  I've been there.  I've just reached a point in my life where I only do what makes me happy.  You only live once, and you should be happy!  You deserve it.  DH and I are in this same boat now (minus the buying the house).  I am miserable here.  We made a plan, and we are working towards leaving FL as soon as we can and make a permanant home some where because I can't do this anymore.  We have a goal, and we are working towards it.  So I would sit down with DH and set a common goal.  What makes you both happy in this situation?  Is there a compromise, etc?! 

    If you need to chat at all, I'm here!!  

  • imagenabum:
    we just went through preapproval (got our letter yesterday) and they scrutinize your COL including rent, so from that perspective it's better to stay put where the rent and expenses are low as well.

    This. As much as it sucks, an extra $300 a month can really help pad your e-fund not to mention the cost of moving twice in a year or two. We're staying put for this reason.

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  • imageNorCalMrs.:

    Sad   I don't want to make you sad.  I know how you feel completely.  I've been there.  I've just reached a point in my life where I only do what makes me happy.  You only live once, and you should be happy!  You deserve it.  DH and I are in this same boat now (minus the buying the house).  I am miserable here.  We made a plan, and we are working towards leaving FL as soon as we can and make a permanant home some where because I can't do this anymore.  We have a goal, and we are working towards it.  So I would sit down with DH and set a common goal.  What makes you both happy in this situation?  Is there a compromise, etc?! 

    If you need to chat at all, I'm here!!  

     

    I think this is what he was trying to convey to me yesterday. The sucky part is that he ended it with "but I'll do whatever you want to do". Huh?

     

  • with that in mind, could you find a place with similar rent in a better area?
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  • I'm a believer in we all know what we SHOULD do, but it could differ from what we want to do.  Basically I ask myself the question at hand, and the first gut response I get immediately is what I know is the right thing to do.  What is your gut telling you is right in this situation?
  • Option 3?  Move, but don't move to somewhere that's more expensive.  Move to a neighborhood you like, but move to something smaller and cheaper. Throw out all the stuff that you've collected in the 2 car garage and still try to save $200-$300 a month on a smaller place....... I dunno, it's like both options rolled in to one!?!  Not sure if it's possible, but could it be another option?

     

  • Going along with NCM...what is the most important thing? Being happy where you live? Or buying a place?

    If you guys decide that buying a place is the #1 goal, YH will have to suck it up and stay so you can save as much $$ as possible to get the place you want to buy. 

    If being happy where you live is the most important thing, you can still be happy in a place you don't own. Move somewhere you are both fine with, but know that it might put off buying a place for a little longer. 

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  • imageWan-naBe:

    moving is a major pain in the ass. 

    This
  • imageSerendipitie:
    imageWan-naBe:

    moving is a major pain in the ass. 

    This

    Yea that was helpful. Thanks. LMAO. Yes I heart you dipitie

  • Thanks ladies not sure if I am less confused or more so conflicted but you guys certainly pointed out somethings I hadn't considered so I REALLY appreciate your feedback. It's nice to have you guys to bounce thoughts off you.

    TIA

  • imagenabum:

    I would stick it out where you are for another year and save aggresively.

    This.

  • imagekimarino13:
    I would do #1.  A year goes by quickly.

    yup me too...we lived on Frat Row ( not in an actual frat house but between two and across from 3 ) for CSUF for the first year we were married because the rentt was only 900$....it sucked balls but it was SO worthbeing able to put down a nice chunk on the place we bought + have a good chunk in savings....if you can stick it out I totally would. 

     

    ETA: I also agree with Jess, if your priority is overall happiness ( as it should be) then move but dont buy a house quite yet. If your priority is home ownership then hubby is going to have to make a sacrafice. GL, friend this is a tough one!
     

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  • imagezeesbride:

    imagekimarino13:
    I would do #1.  A year goes by quickly.

    yup me too...we lived on Frat Row ( not in an actual frat house but between two and across from 3 ) for CSUF for the first year we were married because the rentt was only 900$....it sucked balls but it was SO worthbeing able to put down a nice chunk on the place we bought + have a good chunk in savings....if you can stick it out I totally would. 

     

    ETA: I also agree with Jess, if your priority is overall happiness ( as it should be) then move but dont buy a house quite yet. If your priority is home ownership then hubby is going to have to make a sacrafice. GL, friend this is a tough one!
     

    Heh. MH totally used to live there, too. And I lived with him, for the most part. Such a treat!

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  • imageMrs50%:
    imageSerendipitie:
    imageWan-naBe:

    moving is a major pain in the ass. 

    This

    Yea that was helpful. Thanks. LMAO. Yes I heart you dipitie

    I know, after all the other great advice you got, this was lame. BUT I wholeheartedly do think this. Moving sucks so hard - why do it twice?
  • imageYoung_Love:
    imagezeesbride:

    imagekimarino13:
    I would do #1.  A year goes by quickly.

    yup me too...we lived on Frat Row ( not in an actual frat house but between two and across from 3 ) for CSUF for the first year we were married because the rentt was only 900$....it sucked balls but it was SO worthbeing able to put down a nice chunk on the place we bought + have a good chunk in savings....if you can stick it out I totally would. 

     

    ETA: I also agree with Jess, if your priority is overall happiness ( as it should be) then move but dont buy a house quite yet. If your priority is home ownership then hubby is going to have to make a sacrafice. GL, friend this is a tough one!
     

    Heh. MH totally used to live there, too. And I lived with him, for the most part. Such a treat!

    Yes a treat, indeed....Teri place, we will never forget you ...LOL 

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