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Speeding ticket help

My DH got a speeding ticket leaving Cincinnati yesterday on our way back home to North Carolina.

If he just pays the fine, does it still go against our insurance?  And if so, would it be better to get a lawyer and do prayer for judgement or something else?

Please help!

Re: Speeding ticket help

  • yes, paying the fine is accepting guilt.

    you have to actually go to court to contest it if you don't want it to go against your insurance.

  • DH recently got his first speeding ticket on 4th of July weekend.  He just went and paid the fine because there was really nothing to contest.  He also called his insurance (State Farm) to ask about whether it would affect his rates.  They told him that most likely it will not because they only randomly check for tickets and it's a separate group that does this.  The only time it raises immediately is if you're in an accident...I guess because that's reported to your insurance.  So far no rate raise *knock on wood*.
  • If you pay the find, you acknowledge guilt.  He will get points on his license at the BMV and your insurance company will find out.  It depends on the insurance company as to whether your rates will hike or not. 

    An attorney could probably get it reduced to a non-moving violation with no points.  (This is why my family loves having a lawyer in the family!) It will cost you more to hire an attorney than to just pay the ticket.  It's probably worth it to just pay the ticket unless he's looking at a license suspension for too many points. 

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  • The cost to get a lawywer and go to court to contest it will probably be more than your insurance might go up.  Some tickets give you points on your licence, some don't, depends on his speed or the offense and past driving record.  He should just suck it up, pay the ticket, and accept the consequences, IMO.
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  • I agree with other you just have to weigh you options. He can plead no contest and request the points be waived by appearing in person and pray for a nice judge who may be understanding (esp if its his first or/and he has a clean record). Otherwise I say pay it and wirte it off as a lesson learned.

    The cost to pay a lawyer (unless you have a friend that will do it for free) would not be worth it in the long run.

  • If you go to court and contest the ticket and the officer who wrote you the ticket does not show up - they will drop it.

    Now if this is a rumor or not, I don't know - but I have heard that if you pay $10 more than the ticket they won't ever cash your check and they drop the ticket from their records. Something about not being able to balance the $10 in the books. I don't know I've heard of people doing this and it working.
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  • Most insurance companies won't check for out of state tickets. It will go against his BMV record here in Ohio if he pays it out or pleads guilty.

    As far as the officer not showing up, I'm the Clerk of Courts for a local department and if the other departments are anything similar to ours, our officers know when their trials are and always show up. 

    And the paying more than your ticket thing is a definitely a myth. They'd cash your check and then either refund the extra or just keep it and you'd be out more money. 

    I recommend just paying it if your only concern is your insurance going up. 

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