I have a new credit card and a new banking institution and I went to go pay it online today (the due date) with my new banking institution and I'm not set up for bill paying. Fine I give their customer service a call. Nope can't get set up for a couple of days. So I give the credit card bank a call. They tell me I can pay with a cheque to the ATM. Alright, so I go down. Nope you cannot do that without a bank account at that bank. (The bank is of course closed).
I call their customer service again. They say I have no options now of paying it on time and that I should go in tomorrow morning.
Darn habits from my old bank. I just transfered the money from the account to the credit card without any problems on the due date everytime. I didn't even realize that it wouldn't be that simple with this change.
That being said. Does anyone know the penalty for paying a day late with RBC?
Re: Frustrated
I believe above post is the best way..
After paying it... call credit card company and let them know you have paid it.
I never notice any difference if it is one day past due date...
As long as money is received before the next statement is printed generally 3-4 days after due date.