Upstate NY Nesties
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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anyone have one? pros? cons? I got a thing in the mail for 0% on balance transfers (until June 2010_)and I want to get rid of my AMEX as it sucks sooooo was just maybe thinking about doing this...
Re: Discover Card???
You basically can't use it overseas at all.
DH had two with 0% interest but he had to make 2 purchases a month to keep it that way.
We would go to Kinkos and make a B&W copy for $.07 on each. I think they changed it to a purchase of $5 or more...but ours were already paid off.
What does the interest rate jump to after June? Can you get the balance paid off before then?
DH had a Discover card that we hated. It was just a hassle and not worth the "benefits".
Thanks for the input..
Belhurst - why did you hate it? I hate my AMEX I don't charge enough to get rewards toward a flight, etc.. and the interst is really high so I want to get rid of it. the interest does jump to between 11-17% it says.. but I don't have that much I want to transfer so I should be able to get it paid offin 6 months.
The interest rate was high, so many places don't take it, the rewards weren't worth it- there was also something stupid they did that took forever to fix. I can't remember what it was now.
We just paid off all our cards and don't bother with any of them anymore. I have a USAA card I've had since I was 18 that has a ridiculously high limit that we hang on to for emergencies only.
I've never had a Discover card personally, but my parents had one and hated it. I don't remember exactly why but they didn't keep it for long.
I love my AMEX. We put all of our monthly bills on it and then pay it off every month so we rack up points really fast but we don't have to worry about the interest rate because it is paid in full every month.
Really? Why? Is it strange that we do that?
I hate carrying a balance on my credit cards. I guess I learned how to manage money from my dad and he never carried a balance on his credit cards that he couldn't pay off at the end of the month. The only credit card I have that has a balance is the one from Best Buy and it only has a balance because there was a promotion that the purchase would be interest free for 3 years. We bought our LCD tv with it and are making payments since it's interest free.
Clomid + Met = BFP#1 12/27/10, missed MC discovered 2/9/11, d&c 2/11/11, 10w3d
Natural cycle (just Met) = BFP#2 6/3/11, Baby A arrived 2/16/12
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