April 2008 Weddings
Dear Community,

Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.

If you have questions about this, please email help@theknot.com.

Thank you.

Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

We were going to start TTCing this year but

I have to either get a new job (ideal) or at least new insurance.  Our deductible jumped from $6K-9K (for both Jay and I-I could drop him and only pay $3K).  Prenatal is free and 100% covered but delivery and all follow up care is not.  I would have to pay up to the $9K plus 30% coinsurance up to $18K after that.  Stupid.  My premium went down like a whole $5.00 a month.  How ridiculous is that?

Re: We were going to start TTCing this year but

  • WOW that is rough!!!!  Seems everyone insurance is changing this year!  Hopefully you can find a new job!
  • Oh man. Health insurance issues really suck. I hope you can figure it out.

  • That's pretty ridiculous Kate...I can feel your pain here, too. 

    I'm scared about our changes for health insurance for next year, too. It's supposed to be "beneficial" to us....but I'll believe it when I see it on paper! Our insurance is going to pre-paid and we are billed after visits - so we are to "predict" costs for the year for medication, visits and stuff...and anything that falls under or over - might carry over for the following year or we pay it once we reach our max. We can make changes it once a year, it's like predicting how many times will I get sick, and make drastic changes to make sure we're covered...it's a sorta win-win situation...but still confusing.

    How much is the average bill to have a baby? Doctors visits? What can we expect for that? That's the scary question...

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  • Insurance policies can be a sticky situation.  I hope you guys can get everything worked out.
  • that just sucks, i'm sorry.  good luck if you are searching for a new job.  they say january is great for new jobs since everyone sticks around for the year end bonus then leaves
  • Krystal - I know someone who just had a c-section and her bill was 19K
    Visit The Nest! BabyFruit Ticker married 4/19/2008
  • Wowsers!! That's ridiculous!!! GL with finding a new job or new insurance. Have you looked into just buying it on your own? I did that with Kaiser when I finished grad school and it was like $120 a month of something (the younger and healthier you are the cheaper it is) and my deductables were $50.
  • imagestbmittleman:
    Wowsers!! That's ridiculous!!! GL with finding a new job or new insurance. Have you looked into just buying it on your own? I did that with Kaiser when I finished grad school and it was like $120 a month of something (the younger and healthier you are the cheaper it is) and my deductables were $50.
    I did look into it but private insurance doesn't cover maternity either, at least not in my area.  I may have to start researching altenative delivery methods or move to Canada :)
  • imageSlayerkate:
    imagestbmittleman:
    Wowsers!! That's ridiculous!!! GL with finding a new job or new insurance. Have you looked into just buying it on your own? I did that with Kaiser when I finished grad school and it was like $120 a month of something (the younger and healthier you are the cheaper it is) and my deductables were $50.
    I did look into it but private insurance doesn't cover maternity either, at least not in my area.  I may have to start researching altenative delivery methods or move to Canada :)

    I hear Canada is nice this time of year Wink

    Does the H have any (better) insurance options?

    image
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