So DH received a phone call from Suntrust telling him they haven't received a payment for December 1 and if it is not paid we will have a late fee and charges to our credit score...He was like WTF? He text me because I do the bills and I was like umm...I paid it!
We got a letter in the mail saying we could pay every 2 weeks and save a ton of interest over the life of the loan, so Gil and I were like SWEET, great idea we'll do that...so I paid 1/2 the mortgage on 11/15 and the other half on 12/1. Then I jsut sent another payment on 12/14.
I am holding right now, but come to find out you have to SIGN UP FOR THAT PLAN!!! The bank doesn't accept partial payments, so the payment I sent on 11/15 was applied to the principal, and the payment on 12/1 was considered a 1/2 payment and the one for 12/14 hasn't even showed up yet...I am so annoyed! They are combining the payments now thank goodness.
Any one else who thinks you can make 1/2 payments 2Xs a month...check with your bank. I am so glad they called but soooo annoyed right now!
GRRRRRRRRRRRRRRRRRRRR! <---see my annoyance! ![]()
Re: Mortgage Payment Vent...
Yup, I got the same kind of offer in the amil, but it did say on mine that you had to sign up for it.
That totally sucks. Sorry that happened