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Massage (included in health benefits) ?

So this is a super random question. I heard a few ladies at working talking about how our medicial plan allows for us to get massages once a month for the amount of our co-pay ... does this even sound realistic ... has anyone else ever heard of this ...

If so please share places that I can call to see if they take our insurance lol, I would love to get a $30 massage once a month :)

Re: Massage (included in health benefits) ?

  • You might need a prescription.  I know you can pay for massages with a FSA if you have a prescription.  I would call your insurance to see if they're really covered.  If they are you might be able to find a massage therapist at a physical therapy office or a chiropractor.  I would think that insurance might really give the side eye to a massage at a fancy salon!  If nothing else you can get cheap massages at a massage school.  I think there is one in Blue Ash.
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  • when I used to work for the Health Plex, there were many people that got massages that were medically recommended. Most had a prescription. They did have to pay for them and the insurance reimbursed them for the difference in cost. I do know most places can do this, but you usually need a medical reason.
  • ** Disclaimer:  Not trying to be rude, just trying to throw something out there so you can make an educated decision **

    Even though it seems like an amazing option to get a massage for $30, you may want to consider the flip side.  If you are running it through insurance, it becomes a "claim".  At the end of the year, the insurance company is going to look at all of the claims for your company and thus adjust the premium that they charge.  Even without any claims, the standard rate of increase is 10-12%.  With a multitude of claims, even if they are things such as simple massages, it is definitely not unheard of, especially recently, to see increases as much as 50%.  Companies, who are funtioning at minimal profit levels as is, are more likely to pass these costs on to the employees as most simply can't afford to absorb the extra overhead.  End result, more money out of your pocket. No

    Again, not trying to be snarky, just throwing out my personal experiences.  Health insurance works in the same fashion as your personal insurance (auto, home, etc).  More claims = higher premium.  Same reason you don't claim oil changes or other routine maintenance (brakes, flushes, etc.) or lower dollar incidents at your house.  It's just that with health insurance you don't see the exact "hit" because it's a larger group of people contributing to one premium and most likely your employer pays a portion as well.

    Unfortunately, if it is a company wide practice, one person isn't going to make or break it.  Perhaps they would be willing to listen, though.  Best of luck!

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  • Thanks everyone for the feedback.

     

     LnA5909 I appreciate your feedback, never show health insurance that way good to know.

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