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FML! Re:house update
Well, the mortgage company of my rental property sent me a letter yesterday saying I have until Feb 14th to sell my house or they are starting foreclosure on it. Turns out they have already turned it over to collections(mind you this is a house I have never missed a payment on in 4 yrs)
They gave me 4 options, that when I try to work with them I don't qualifiy. Go figure! I even tried to do a deed in lieu of foreclosure so my credit would only be hurt 3 yrs instead of 7 yrs. But b/c I've never been late I don't qualify! Another cathc 22. I'm so mad and upset that I left the bank crying.
My realtor is now on the way and we are listing my house 12k below what I owe. He has less than 30 days to sell a house that was on the market for 2 yrs without an offer. And even way I have to break the contract with my tenant- she will either have to move when they foreclose or if it sells.
I'm basically hoping for a miracle at this point (or to win the lottery!) 
Re: FML! Re:house update
This is stupid as hell. Can you delay it with a civil lawsuit somehow?
Also, make sure you keep all of the paperwork so that in the future you can show your other creditors what happened with this situation. Bridget, if I could, I'd buy it from you right now and just rent it out myself.
Dammit, I need to win the lottery!
Katy and Brett ~ Runaway Bay, Jamaica ~ October 4, 2008
i still can't believe this! it is just so crazy! you think with times so hard, banks would be so happy to have someone like you!
sending vibes that someone cames along. i know this is crazy, but have you gone to a tv station about your story? maybe if you can get on the news, it can help things?
Great idea! My realtor actually told me the same thing. I'm now taking it to all tv stations and politicans in the area. They are doing so much to avoid foreclosures that a story like this may bring light to this crazy situation.
That's an awesome idea! I hope it helps!
I think that is a great idea!
Bridget, hunni, I don't know the backstory here, but I just wanted to let you know I'm sending my T & P to you guys. I can't imagine how frustrating and stressful the situation is. I wish I was able to help you in some way other than some nestie support. I hope and pray it all works out to your favor! xoxoxooxox
That is beyond insane- I'm so sorry, hon.
::SELL:: vibes coming your way!
UGH! This is awful. I can't believe a bank would do this to you. YOU are doing everything you are suppose to do and they find a little loop hole. Seriously?! I'm so sorry you have to deal with this.
::HUGS::
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