North Carolina Nesties
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Does anyone self insure? (health care)
DH's company offers insurance, but it's through the roof and we're convinced we can find something better.
What company do you use? How do you feel about the coverage you receive?
TIA
Re: Does anyone self insure? (health care)
my job reimburses us for HI... I just switched from a Blue Advantage plan ($144 a month) to an HSA ($137 a month)
And I am pretty sure EVERYONES rates went up with BCBS... we all got letters at our office
Thanks for the info.
I went to BCBS online and did their general quote and it was outrageous. Not really any better than DH's company. I imagine talking to an actual representative would get a beter price.
His company won't reimburse us, but they will suplement which is why we want to look into our own policy. Their prices are based on the average age of the insured employee which is somewhere around 55.
FWIW, when I was self-insured, the rate I got from my rep was about 1/2 what the website said it was supposed to cost. Similar to Terp, though, I did get 2 increases during my year and a half with BCBS, but they were still small enough increases to stay with them.
That's interesting, b/c I'm 99% sure DH got his policy online. I wonder what rate he could have gotten if he had talked to someone.