Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
s/o finances - long
so i'm obsessed, right? but i'm facing a conundrum.
i am absolutely BORED at work. i know that i want to eventually be a nurse, but the waiting list at any school in colorado is 2+ years. i think i have decided the path i want to take is do medical assisting training and work in the field, take pre-req's, and get on the waiting list for nursing school (unless we move to texas before the waiting game is over, but i digress).
i worked it out today, and if i quit my job, we definitely can't make it on just zach's salary. we're lacking about $10k.. so obviously i could get a part-time job, and definitely would. i'm also looking at ways to cut down our bills to stretch through 8 months. we could apply for forebearances on our student loans until i got through school. if we did all of that, the difference is only about $3k. a part time job would cover the difference.
this is living on bare bones. would you do this? knowing you could potentially make more money in the long run?
the option to keep my current job, i think, is just not there. i will do some checking into it, but i know i couldn't do it full time AND go to school. there's just no way..
WWA08D?
Re: s/o finances - long
I am in the medical field and medical assisting is a GREAT way to get your foot in the door. That way possibly too you can find an employer that has tuition reimbursement when you could finally get into a nursing program. Some schools for medical assisting have great options for people who work full time (with saturday school and night school) and if you go back to school full time, your student loans would just be on a "break" anyway because of you going back to school.
I am to the point now where I am waiting for ultrasound tech school so I know exactly where you are and what you mean! We can't make it right now just on DH's salary BUT give it 2 years when his son graduates and we can. At that point,Cole will be 2 and I can definitely wait considering I've waited this long BUT I also already have my bachelor's
I think you should try it out (and I would see if you can make it work without putting the SLs in forbearance, since they'll keep accruing interest).
Put an end date in sight - say, September 30. Live on your bare bones budget for the next 6 months. Figure out if it is actually doable. Some things look good on paper, but life happens.
I might even consider getting a part-time job, since working full-time plus part-time will be similar to going to school full-time and working part-time. In If you get a part-time job, put your entire full-time income in savings and don't touch it. See if you really can make it work. If, by September 30, you have been able to make it without touching your full-time income, quit your job. Now, not only do you know you can make this work financially, but you'll have a nice cushion in savings for anything unexpected that might pop up.
Either way, I think you need to follow what you want to do. If you want to get out of this job and get into the medical field, by all means, do it! If you don't do what you love, you'll never be happy in your job. There's a lot of uncertainty with leaving a full-time job to go back to school, but as long as you're taking calculated risks, really thinking things through, and taking the time to plan, you should be fine. Good luck!
margaritas in mexico
I think this is a great plan!!!! That is what we did for a house. I put the money aside each month just like we were making a house payment. This way I know we can make the payments on a monthly basis with no problem.
I also think Andrea's plan is a great plan! I probably wouldn't quit my job unless I had something else lined up though. But that's just me.
I was in a similiar situation. I hated my job and knew I wanted to go back to school for Respiratory Therapy. But the waiting list was 3 years to get in. I took one class at night a year for those three years (since I only had 3 pre-req's to take), and finally just got into the program this year. While I didn't like having to wait 3 years to get in, it was definitely worth the wait. I'm so happy that waiting list didn't scare me from doing this.
So what I mean to say by all of that--is to definitely go after what you want to do! Even if you have to stay in the job you have now until you get into the program, it'll be worth it.