Upstate NY Nesties
PHOTO Credit: Meryl 
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Retirement investment ?
So my DH has $16,000 from a part-time job, which he no longers works at in, in a retirement fund from them. Between the 2 of us, we have 2 pensions and two 401K type accts. (they are gov. run, so they are called soemthing else), which we conribute a good amount to. What would you do with the $16,000? Here are the options that we have thought of....leave it there (but we do have 4 other accts.), put in an education acct. for Evan and future child, use it to buy a used vehicle, as DH's truck is going and we do not want 2 car payments, keep it there and use it for the addition we want to do on the house in about 5 years? We cannot add it to our other retirement accts.
PHOTO Credit: Meryl 
Re: Retirement investment ?
My bro is a financial planner, and he has always told us to NEVER use retirement funds for anything but that... you get hit big time w/ taxes and fees, it's just not worth it.
I would roll it over to an IRA account... that is what I did w/ the money from my previous 401K. Don't leave it in there, because if it's w/ a company he is no longer with it is probably not being taken care of, making zero $.
Ditto the pp's. If this money is actually in a retirement vehicle (401k, IRA, deferred comp, etc.) and not just a general investment account, you will get hit with penalties and then have to pay interest on the money if it was tax deferred.
Check about rolling it into a 529 plan, though. You may be able to do that because some are tax deferred and many have weird loopholes.