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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Medical assistance for unemployed?
Seeing my dad this weekend was ridiculous. Apparently he fell off a ladder a few weeks ago, prob has some broken ribs and his back hurts even more than it did before, and can't sleep. Did he get checked out? Of course not, b/c he has no medical insurance since being unemployed since Jan 09. He kept saying, I don't want to see a doctor, they'll just tell me how stupid I am...
I'm at my wit's end w/him-he needs medical attention not just for the ribs, but everything else wrong w/him. His wife gets under my skin too; she works seasonally then takes unemployment the rest of the year (which is major BS to me). She doesn't schedule him a doc appt either. I'm ready to do it myself!
I haven't looked yet, but thought someone might know of information or program that helps unemployed w/medical issues (financial assistance, extended payments, anything) before I just start online searching and who knows what I'll find. Thanks for any help or direction.
I'm at my wit's end w/him-he needs medical attention not just for the ribs, but everything else wrong w/him. His wife gets under my skin too; she works seasonally then takes unemployment the rest of the year (which is major BS to me). She doesn't schedule him a doc appt either. I'm ready to do it myself!
I haven't looked yet, but thought someone might know of information or program that helps unemployed w/medical issues (financial assistance, extended payments, anything) before I just start online searching and who knows what I'll find. Thanks for any help or direction.
Re: Medical assistance for unemployed?
I think the only thing really out there is Medicaid/Medicare. If they live in lucas county, you can go to the job and family services website and it will have the application there. It will also list everything that you need when you drop off the application. It can be a pain, but it can really help when you are unemployed. I think the max income for the month is 1200 or so. It will show you that when you get on the website too.
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I know if they went to the ER, they can't refuse service to someone that needs it.
The Little Clinic
Some Kroger's have a clinic inside with a nurse practicioner. I know appt fees were $40 when I checked into them previously. They can do everything with the exception of rx for narcotic's.
Most Dr's offices offer "cash" price options where it's a discounted rate if you pay with cash. (or don't go thru insurance) I know in DH's office for speech it's cheaper to pay cash then it is to copay on ins.
If they had to take X-rays you can call around and find the cheapest place. I know it kinda sucks but if you shop around you can find a cheaper rate somewhere then where they tell you to.
Just remember for each test they run you get billed if you're paying cash price so I would shop everything. It's a liitle time consuming but it can be a lot cheaper in the long run.
Re: the Little Clinic - He has a doctor, so it's prob best to go back to him since he has the history of my dad's issues.
But shopping around for X-rays is a good idea. He might just have to suck it up and apply for Medicaid. I know nothing about the program, so I'll have to check out the website. One positive thing has been him smoking less; reason 1 they're expensive and reason 2 he's read the quit smoking book I got him several times.
Crimson,
If he goes to the ER (St. V's, especially) and he fits a certain financial "guideline", his bill will be waived or reduced. When I had my kidney stones, I ended up paying nothing because we fit in the family of 4 guidelines (and thank God, cause we don't have insurance and the price of that testing and crap was ridiculous!).
I was reading about a new clinic in the city paper today too. (the rant issue)
(same style as a little clinic, but I can't remember name of it.)
DH said that he should go to an ER. Try Urgent Care at Toledo Clinic (on secor) or I know at Toledo's ER they also have Express Care.
It's "typically" cheaper then ER prices. Ask specifically for the urgent/express care at the ER.
Even tho it might be $$$ they can't refuse you and you can pay in installments, setup payment plan or have them keep billing you until you pay it off.