April 2008 Weddings
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ok I need to some help I have been thinking about if I'm going back to work or stay home after the babys born.
Pros Ella or Eli will have great health insurance and I will too
Cons- Daycare cost 170.00 a week and on my pay check I will bring home like a 100.00 after insurance is taken out.
I'm lost on what I want to do we have a lot of thinking to do
What would you do if you were me? Stay home or go back to work
Re: Pros and Cons.....
If you dont need/have to work could you possibly try it out for a few weeks and see if its beneficial to you? You may find its not worth it or you want to be home with the baby or something. But good health insurance is very helpful too... when do you plan on making a decision? Can you wait until after the baby is born? God forbid you or the baby needs the better health insurance for some reason or another!
I will tell you as hard as it is to leave Gio during the day I dont mind it as much as I thought I would...its nice to have that break from him after 3 months of being home and having him attached at my hip
but if I could I would quit my FT and work PT to spend more time with him during the day.
Are you saying that if you don't work, the baby will not be insured at all? If that's the case, I'd say it's worth you working for insurance alone. I didn't know companies were not required to provide insurance, is it a really small one? Will Obama's new health insurance plan provide good enough care?
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Yea I mean I have to get insurance for the baby we have a thing in Ga called peachcare I'm thinking about applying for it and seeing if we can get it but our insurance is so good at work. I just wish I could find a daycare that was just a little cheaper I'm really going to start looking the week I'm off and do some real thinking and ask parents where there children go maybe keeping my fingers crossed that something will come up.
I have even thought of keeping another child or baby at home I can make money that way too.
Generally speaking, I'm of the mindset that if your paycheck is only going to cover daycare costs and not much else (and you really want to stay home/your job will not help you in your future career) then stay home. That was kind of wordy, but I hope the point is clear.
However, babies require a lot of doctor's visits, so I wouldn't quit my job if you can't find good coverage elsewhere. If you get coverage as a PT employee, that is something that I would consider. It would probably cut back on your daycare costs as well (half days or only a few days a week).
You will need insurance. Speaking as a mom I can't even begin to tell you how many times we have taken Lo to the Dr. If it's not for immunizations, it's for this or that. Then you have prescriptions on top of that.
One thing you may consider is looking on Craigslist for childcare... I know, I know.. CL * gasp * I have found both of Lo's sitters there.
GL in your decision.
I was going to suggest that too or maybe you have some friends who can steer you in the right direction. My friends mom does in home daycare and we are using her 3 days a week.. she charges peaannuuttss and she's been doing it for 20yrs.
You can't take the baby to your day care? They won't offer you a discount?
You need insurance for yourself and a baby. Kids get hurt and will need to go to the ER at some point. Keep that in mind.