TPT

ReadytobeMrs.B · July 2010

noelle really hopes this weekend is relaxing!

Ms_Shell · July 2010

Shell agrees with Noelle.

Shell thinks that she needs to make a better effort to go to bed early.

joelizabeth23 · July 2010

Elizabeth has a friend coming to stay with her & DH today and should probably put the laundry away and unload the dishwasher, but she really doesn't feel like doing anything.

WifeDeAngel · July 2010

Holly is super excited that she only has one more day left at her job! (in case the nesties were able to tell by her daily posts)

Holly thinks it's funny and sweet that all of her H's relatives in Colombia are fighting over where Holly & HH will stay when they go down there in a few weeks. Right now it looks like H & HH will be staying with a different relative every night. Also, H's MIL said that over 30 ppl are coming the airport to greet them. H's DH is proud that he is such a celebrity. Wink

musgral8 · July 2010

Ashley has failed at being the independent woman she thought she was - she had to ask DH how much their bills were because her H handles all of the finances.

Ashley is also super excited to go to the pool tomorrow!

Ms_Shell · July 2010

WifeDeAngel:

Holly is super excited that she only has one more day left at her job! (in case the nesties were able to tell by her daily posts)

Holly thinks it's funny and sweet that all of her H's relatives in Colombia are fighting over where Holly & HH will stay when they go down there in a few weeks. Right now it looks like H & HH will be staying with a different relative every night. Also, H's MIL said that over 30 ppl are coming the airport to greet them. H's DH is proud that he is such a celebrity.

Shell thinks that the celeberity status of Holly and Holly's H is adorable! Shell hopes that Holly has a great time in Columbia!

Amy_729 · July 2010

Amy's coworker just got a phone call that her husband is in the hospital with some kind of heart problem. Amy really hopes her coworker's DH is okay. So scary.

klkier8398 · July 2010

Katie is waiting to hear back from an great job opportunity. She is really frustrated because she has worked with the GM before and if it weren't for a doubtful DM, the job would have been locked in. : (

askmetostay · July 2010

musgral8:
Ashley has failed at being the independent woman she thought she was - she had to ask DH how much their bills were because her H handles all of the finances.
Ashley is also super excited to go to the pool tomorrow!

HAHAHA, this!! hayley's hubs also handles all the bills and stuff.

MrsD2006 · July 2010

musgral8:

Ashley has failed at being the independent woman she thought she was - she had to ask DH how much their bills were because her H handles all of the finances.

Amy is in this same boat, other than the current electric bill I have no idea what these run as I don't pay the bills.

Amy also wishes that whatever is in her right eye would dislodge itself because it is really bugging me this morning.

Ms_Shell · July 2010

MrsD2006:
Amy is in this same boat, other than the current electric bill I have no idea what these run as I don't pay the bills.
Amy also wishes that whatever is in her right eye would dislodge itself because it is really bugging me this morning.

Shell spams Amy for her use of "I" and "me" above.

martinilove · July 2010

Dunne' is ready for the weekend so her BF can be home to help unpack! She's also excited to be picking up their new grill and lawn mower this weekend! She's tired out eating out and ready to start cooking good meals again and she's waiting for the knock on the door from the HOA complaining about their long a$$ grass! Give us a break....we just moved in!

PuppiesAndRainbows · July 2010

P&R is still feeling sad even though we made up. P&R is also desperate from a break from work, and really needs a couple mental health days.

JulesDiane · July 2010

Julie is excited about the prospect of having a master closet where she can actually hang things instead of throwing them on the floor or hanging them in other closets. They have been installing this week, and are currently working on the install. Yay!

Sadlebred · July 2010

Trish is glad that today is her Friday. She is also glad that it is almost Holly's last day at her job!

fauxshelley · July 2010

Shelley closed on her house yesterday and is really excited to have her's and her's master closets! Yay!

fauxshelley · July 2010

PuppiesAndRainbows:
P&R is still feeling sad even though we made up. P&R is also desperate from a break from work, and really needs a couple mental health days.

Shelley is spamming P&R for using we, and she hopes P&R and her honey have a great weekend and forget all about whatever they were upset over.

Ms_Shell · July 2010

fauxshelley:
Shelley closed on her house yesterday and is really excited to have her's and her's master closets! Yay!

Shell loves this!

musgral8 · July 2010

Ashley is glad that she is not the only one who is in the dark with finances! She would so much rather focus her attention on other stuff.

WifeDeAngel · July 2010

Ms_Shell:
fauxshelley:
Shelley closed on her house yesterday and is really excited to have her's and her's master closets! Yay!
Shell loves this!

Holly is super jealous about FS closets. Holly says Congratulations to FS!

askmetostay · July 2010

hayley should really stay off the F&B board...they post some CUUUUTEEEE stuff.

Aerorea · July 2010

Melissa is really looking forward to spending Saturday with a dear friend from home. They'll be getting facials, pedicures, and going to IKEA. She can't wait!

Melissa really needs to have a good day after all the crap that's been piling up on her medically. Between the ovarian cyst, bone lesions (scan on Weds), and needing a liver biopsy (freaking out!), she just can't take it anymore. Oh yeah, and of course no booze or sweets to drown her sorrows in.

Melissa is also excited to have her house cleaned tomorrow!

Aerorea · July 2010

Melissa could not imagine not handling the finances. She has tracked every penny since 1999 and has never paid a late fee and it's been nearly a decade since she's seen an interest charge (beyond house/car). Her DH didn't want to give in and let her handle it all, but she proved to him that her method of tracking everything was far superior than his "all in my head" way of paying the bills.

PuppiesAndRainbows · July 2010

WifeDeAngel:

Ms_Shell:
fauxshelley:
Shelley closed on her house yesterday and is really excited to have her's and her's master closets! Yay!
Shell loves this!

Holly is super jealous about FS closets. Holly says Congratulations to FS!

P&R is super jealous, and wants to congratulate FS on the home purchase! w00t!

martinilove · July 2010

Aerorea:
Melissa could not imagine not handling the finances. She has tracked every penny since 1999 and has never paid a late fee and it's been nearly a decade since she's seen an interest charge (beyond house/car). Her DH didn't want to give in and let her handle it all, but she proved to him that her method of tracking everything was far superior than his "all in my head" way of paying the bills.

Dunne' thinks Melissa should spill her secret on her method! Dunne' tries to keep track of things but sometimes, she slips!

musgral8 · July 2010

Aerorea:
Melissa could not imagine not handling the finances. She has tracked every penny since 1999 and has never paid a late fee and it's been nearly a decade since she's seen an interest charge (beyond house/car). Her DH didn't want to give in and let her handle it all, but she proved to him that her method of tracking everything was far superior than his "all in my head" way of paying the bills.

This was Ashley's method - which is why her super organized H takes care of them now.

Aerorea · July 2010

martinilove:
Aerorea:
Melissa could not imagine not handling the finances. She has tracked every penny since 1999 and has never paid a late fee and it's been nearly a decade since she's seen an interest charge (beyond house/car). Her DH didn't want to give in and let her handle it all, but she proved to him that her method of tracking everything was far superior than his "all in my head" way of paying the bills.

Dunne' thinks Melissa should spill her secret on her method! Dunne' tries to keep track of things but sometimes, she slips!

*turning off TPT because I'm lazy*

It's no secret. It just requires discipline. The short version is that I use Quicken (though used to use and dearly miss Microsoft Money) and plan everything in advance. I keep loose budgets in Google docs spreadsheet to estimate monthly and non-monthly expenses. I also use targeted savings accounts for emergencies, vacations, gifts, projects, and those non-monthly expenses and make monthly deposits/withdrawals to those accounts. I also keep $1000 buffer in the checking account. I pay all bills within two days of their arrival with web billpay and schedule them to arrive two business days prior to due date. I also track our credit cards at least once/week, usually when I've logged in to pay a bill. I always know where we stand and if we're on track with our budget.

My system gets a bit more complicated in Quicken and I won't get into all that here. I enter everything that isn't scheduled manually and don't download any transactions. It just makes me more aware/involved with each transaction.

I'd say I spend 30-60 min total during a week, but usually in just 10-15 min increments when I log in to pay bills online and enter new transactions, etc. I've been doing it all this way for years and started while I was in college, so it's just an old habit.

martinilove · July 2010

Aerorea:
martinilove:

Aerorea:
Melissa could not imagine not handling the finances. She has tracked every penny since 1999 and has never paid a late fee and it's been nearly a decade since she's seen an interest charge (beyond house/car). Her DH didn't want to give in and let her handle it all, but she proved to him that her method of tracking everything was far superior than his "all in my head" way of paying the bills.

Dunne' thinks Melissa should spill her secret on her method! Dunne' tries to keep track of things but sometimes, she slips!

*turning off TPT because I'm lazy*

It's no secret. It just requires discipline. The short version is that I use Quicken (though used to use and dearly miss Microsoft Money) and plan everything in advance. I keep loose budgets in Google docs spreadsheet to estimate monthly and non-monthly expenses. I also use targeted savings accounts for emergencies, vacations, gifts, projects, and those non-monthly expenses and make monthly deposits/withdrawals to those accounts. I also keep $1000 buffer in the checking account. I pay all bills within two days of their arrival with web billpay and schedule them to arrive two business days prior to due date. I also track our credit cards at least once/week, usually when I've logged in to pay a bill. I always know where we stand and if we're on track with our budget.

My system gets a bit more complicated in Quicken and I won't get into all that here. I enter everything that isn't scheduled manually and don't download any transactions. It just makes me more aware/involved with each transaction.

I'd say I spend 30-60 min total during a week, but usually in just 10-15 min increments when I log in to pay bills online and enter new transactions, etc. I've been doing it all this way for years and started while I was in college, so it's just an old habit.

Wow. You are amazing!

emmienjuicy · July 2010

Emily handles all of the bills like Melissa, Emily's DH also claimed the
it's all in my head system"

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