October 2008 Weddings
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Excited - Home Loan Preapproval!
So I'm very unhappy in our apartment, and I was watching HGTV too much as usual and decided to look and see what houses were up for sale in the area... Well, I fell in love with one...and I decided to fill out a prequalification application just for fun... Well I talked to them today and I got approved for a little more than the price of the house! I am so excited! I just have to talk DH into going and looking at the house! I'm so ready to be out of this apartment!
I'm just really excited right now, but I'm sure DH will probably not even want to go looking just because he's that way...
Does anyone have any advice or tips??
Re: Excited - Home Loan Preapproval!
As for getting Dh on board... all I had to do was show him that our monthly payments after taxes for a townhouse were less expensive than the one bedroom apt we were renting. I dont know if thats the same in your case, but it worked well for me.
As you walk through the house make sure its something you'll want to live in for at least 5 years, and it will easily support a growing family. Our spare bedrooms are smaller than we'd like, but we're only planning on staying in the house for 5 years, max. Which means worse case we'll have a 4 year old and a baby, and the rooms will work for that. But not for two teenagers.
Make sure you look at everything, and take pictures. Check out the windows, and gutters, along with the water heater and sc unit. Anything that costs a lot of money to replace, look at it and determine the age (if its an older home). I'm also big at seeing the base board, the "bones" of a house. If its built weel, I dont care how new or old it is. And honestly some of the newer things going up are built crappy.
Good luck! Have fun looking, it's the best part!
I'm a breastfeeding, baby wearing, cloth diapering, co-sleeping, anti-CIO Mommy
Raising Bean
Wives Unscripted
Married my hero on 10-11-08
Our bean was born on 05-19-11
Thanks guys!
See, I let Josh get another dog under the condition we started looking for a house...then he lost his job, but we're back on track now and I need to do something! So...I'm going to talk to him AGAIN and see if he'll go look with me.
I am concerned about not having anything saved up...and the payments are about the same, if not less, than we're paying now. That's really my only concern right now. And really, if we budgeted better (again, got to get the hubs on board!) we could easily save some money. I worked A LOT at work recently when they offered overtime and I got everything caught up and we now can have money left over each month. They're about to start offering it again at work and I plan to do a lot to get us a good jump start on our savings.
I studied architecture (almost my career!) and my family built most of our house so I'm fairly knowledgeable as far as the bones of a house and codes and everything like that goes. And I definitely won't make a move without a thorough home inspection.
I told me dad and he is SUPER excited! He's already throwing so much at me I'm like, "Hold on, daddy! We haven't even looked at a house yet!"
I think I'm just afraid I'll get too excited and eager cause this is something I want SO bad. But I also am willing to sacrifice anything to get what I want. I'll do without cable, I'll hold off on school, heck I'll do everything by candlelight! That's just me...
Yeah, I'm REALLY excited!
Wives Unscripted