June 2010 Weddings
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Things You Didn't Know Until You Were an Adult

Today, I learned that your bank can close your account for any reason at any time. I went to buy groceries with our new bank card to make the minimum of 5 purchases a month to avoid the annual fee and was told that the card was declined. I paid with a different card and called H, who called the bank, who then told him that our new bank account here has been closed. They wouldn't give him a reason other than  that it had been closed. I think it has to do with us transferring money into the account from an account at a different bank in a different state and then paying bills with that money in the new account right away. I don't know.

 

Tell me something you didn't know until you were an adult

Re: Things You Didn't Know Until You Were an Adult

  • How absolutely exhausting it is to teach early elementary grades.
  • imageabbeylynne06:
    How absolutely exhausting it is to teach early elementary grades.

    I totally agree with you on this.

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  • How high your electric bill can get while living in an apt.
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  • How cooking dinner every night can become no monotonous and more of a chore than a pleasure.
  • How you can look at your salary and think "wow im really successful and being paid very well" and still live paycheck to paycheck.

    How easy it was in college

    How fast time flies by

    My baby Sir Winston Churchill and I
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    My Bio Updated 10/6/09 with tons more DIY
    229 Invited to the Greatest Wedding Evarimage 137 Are my Homies 4 Lifeimage 9 Are trying to drive me nuts image Somehow I lost the part with the declines... but I have 83 declines... eww a bit more than expected.
  • imageMrs.B.Rad:

    Today, I learned that your bank can close your account for any reason at any time. I went to buy groceries with our new bank card to make the minimum of 5 purchases a month to avoid the annual fee and was told that the card was declined. I paid with a different card and called H, who called the bank, who then told him that our new bank account here has been closed. They wouldn't give him a reason other than  that it had been closed. I think it has to do with us transferring money into the account from an account at a different bank in a different state and then paying bills with that money in the new account right away. I don't know.

     

     if you go into the branch, they should be able to tell you why. or at least give a guess as to why- it's the back office that normally makes the call to close an acct. but i agree, it's probably because you're funding your new acct with an out of state acct. did you open at a smaller bank in the area? i'd try with a larger corp like wells fargo, chase, bofa, etc. but back to your main point, yes, banks can close your acct. it's sorta like the "right to refuse service" deal. lol.

  • imagejujubee455:

    How fast time flies by

    THIS!  My grandmother used to tell me that the older you get, the faster time seems to fly by.  Lately, I have seen SO well how true that was.

    vacation vacation vacation vacation
    It's almost here! Weeeeeeee!
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    my read shelf:
    Jaime's book recommendations, favorite quotes, book clubs, book trivia, book lists (read shelf)
    43/70 books read

    Back in June 2010...
  • imagejujubee455:

    How you can look at your salary and think "wow im really successful and being paid very well" and still live paycheck to paycheck.

    How easy it was in college

    How fast time flies by

    Totally agree with this. There are always more bills than money at the end of the day. 

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  • I didn't know how much I'd miss being young and not have to worry about bills, rent, paying loans, groceries, and all of the other adult sh*t I deal with now.
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  • imagelca315girl:
    I didn't know how much I'd miss being young and not have to worry about bills, rent, paying loans, groceries, and all of the other adult sh*t I deal with now.

    definitely this ;)

    My baby Sir Winston Churchill and I
    image
    image
    My Bio Updated 10/6/09 with tons more DIY
    229 Invited to the Greatest Wedding Evarimage 137 Are my Homies 4 Lifeimage 9 Are trying to drive me nuts image Somehow I lost the part with the declines... but I have 83 declines... eww a bit more than expected.
  • How much of myself I would lose when I had my children. I need me time or a girls night out badly.
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  • How money doesnt grow on trees LOL

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  • That adulthood is not everything you expect it to be when you're a teen. I remember always saying I can't wait to be an adult for many reasons getting into clubs being able to drink but most of all not to have a curfew. I never really took into account that as an adult you have a full time job and BILLS to pay! I would go back in a heart beat with the knowledge I have now.
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