Caribbean Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
insurance companies blow.
My health insurance doesn't cover IUDs. I was all set to get Paraguard in a few weeks but I got a call from my OB telling me that they checked with my insurance and it's not covered, so if I want it I have to pony up about a thousand bucks. I'll show them. I'll get pregnant again and make them pay a lot more than $1,000.
Re: insurance companies blow.
That will show them! Plus, you get a tax deduction for another kid, and you don't get one for an IUD.
I had to pay for my first one.
Based on your part time work status, you can probably get one for a low coast through planned parenthood.
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If I were a man (or fitty) I'd totally call my penis THE WIZARD - HappyTummy
I was going to say the same thing. And I know PP doesn't charge $1000 for theirs in the first place. I don't think the CoL in SD is THAT much higher than in Boston.
Husbands should be like Kleenex: Soft, strong, and disposable.
I bet they saw how cute your kids are and made that story up because they want you to make more.
I was going to suggest what Mod said. Get thee to PP and leave them a big fat donation.
"That chick wins at Penises, for sure." -- Fenton
The first thing I checked in my new insurance paperwork was if IUDs were covered. They are, and I have a very special date with my doctor in November.
ETA: My last two jobs they weren't covered. You'd think paying for one IUD would be cheaper than paying for 5 years of monthly birth control pills, but like you said, insurance companies blow.
PP was going to charge me $800 a few years back. Same as my doc because of my income level.
Book Review Blog
If I were a man (or fitty) I'd totally call my penis THE WIZARD - HappyTummy
It's cheaper than five years worth of copays for monthly BCP for most insurance companies (which I just added up to be $1920 when I was paying $32/mo out of pocket for ortho tri cyclen), so really it's still a better deal even if you want to consider just your out of pocket costs. Even more so if you consider it to be $1000 of today dollars vs. $1920 of (mostly) future dollars due to inflation.
Since paraguard is good for 10 years instead of five like the mirena, double bonus.
I bet her FUPA's name is Shane, like the gunslinger/drifter of literature.--HappyTummy
So your insurance doesn't cover testing for disease? Or did it just go to deductible?
Mr M's vasectomy coverage is weird. If it's done as a procedure it goes to deductible, but if it's part of an office visit it's a $20 copay. It's confusing. Does that mean he needs to have the snip while he's there for the flu or something?
"The meek shall inherit the earth" isn't about children. It's about deer. We're all going to get messed the fuckup by a bunch of cloned super-deer.- samfish2bcrab
Sometimes I wonder if scientists have never seen a sci-fi movie before. "Oh yes, let's create a super species of deer. NOTHING COULD POSSIBLY GO WRONG." I wonder if State Farm offers a Zombie Deer Attack policy. -CaliopeSpidrman
I am so dumb. I completely forgot until your post that we have a $250 for labwork. Well, that saved me a bitchy call to the insurance company! Thanks!
I bet her FUPA's name is Shane, like the gunslinger/drifter of literature.--HappyTummy
Although I seriously doubt that I could become pregnant at the age of 53, I was required to have a pregnancy test before my surgery in 2008. I know this only because i checked the hospital bill details.
I wondered if they taught basic biology in med school.
The surgery I had a year later, I had to have a stress test and electocardiogram. figure this one out.
Is there any reason that it may be 'medically necessary' for you to get an IUD? (Other health conditions that it may help with and/or that BCPs make worse, etc.) If so, then you can file a form and your insurance may cover it. Maybe you could discuss with your OB and have them write it up to submit to the insurance company?
I'm just mentioning it as an option because of course I found this out AFTER I spent $750 at PP (vs. ~$1k at my doc) getting my IUD, hah.