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Paperwork
My DH does not like to throw anything away when it comes to paper...receipts, manuals, etc..etc...some things I agree are helpful and necessary to keep, but I am beginning to wonder if we can purge some of it. We have two filing cabinents full. But we also have a HUGE stack of paperwork that he/we need to go through. So I have a couple of questions:
What paperwork do you feel is necessary to keep?
Also, he is good about throwing out his mail that is "junk mail". To be honest, I check the mail and throw out what is not needed into our recycle bin. However the stuff that could be important I feel piles up on our counter top and that frustrates me to no end. The rest of our house is so organized (well for the most part), but then we have this pile of mail just sitting there...for about a week and then eventually I will take it to the huge stack of paperwork that I was just referring to above. Obviously we need to go through that stack, but moving forward what do you put stuff like this in until it is sorted through. In a perfect world, I would suggest that he do it each day, but realistically I don't think this will happen. I am going to shoot for once a week! And suggestions?!
Thank you!
Re: Paperwork
For the paperwork you keep on the counter to be sorted, get a basket or folder to put it in. I keep the weekly ads in a folder and it looks so much better to have them in a folder than just lying around in a pile.
We keep tax paperwork hard copies for a year, and electronic copies indefinitely (we file via Turbotax).
Utility, insurance, mortgage, etc. bills we keep only the most recent one if we get a paper bill, since we can access previous bills online anytime. Coverage statements for insurance we keep only while they're valid, since our policy is done in quarterly chunks.
Birth certificates, marriage license, house and car titles, anything showing that we have paid off a loan in full, other one-time stuff we obviously keep, in a fireproof lock box.
Basically, keep only what is current or is not easily replaced, purge often (and shred what you don't need), and don't duplicate what can be accessed online.