March 2009 Weddings
Dear Community,

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Poll: Warning may be offending.

I am just trying to figure out the pay the bills theory...  [Poll]
March 09 Siggy Challenge image Melting Snow... because it means that spring is actually on the way and it's not snowing or cold.

Re: Poll: Warning may be offending.

  • DH currently makes enought that I don't need to work, but I do because we don't have a baby... yet and it's something to do. Everything I make has been extra that we have used to pay down the house. Of course, when I'm not working things will be tighter and we won't have much extra after bills, retirement accounts, college fund, etc, but we will make it work. I also feel extremely fortunate that we can make it work and that I will get this opportunity. So, I'm currently the first one, but will be the second one soon.

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  • Before H joined the Air Force...no way. But now that we will have everything housing-wise covered when I move, and we have free healthcare and dental, we could make it work on his salary.

    However, I'll probably work when I move so that we have extra money. At the moment, paying for two places means I have to work, but after the move, money won't be as tight.

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  • imageKSMILEY77:

    DH currently makes enought that I don't need to work, but I do because we don't have a baby... yet and it's something to do. Everything I make has been extra that we have used to pay down the house. Of course, when I'm not working things will be tighter and we won't have much extra after bills, retirement accounts, college fund, etc, but we will make it work. I also feel extremely fortunate that we can make it work and that I will get this opportunity. So, I'm currently the first one, but will be the second one soon.

    This is me too.  Except the pregnant part and I may have to work part time (hoping DH will get a promotion/raise and it will be very part time or possibly not at all) once we have children to make ends meet.

    That's why I'm trying to figure out the other side of the coin.

    March 09 Siggy Challenge image Melting Snow... because it means that spring is actually on the way and it's not snowing or cold.
  • We could live off of DHs salary but we wouldn't be able to pay off my debt ( my car, my credit card ( me being stupid after school ) ) I like to work ... when we have kids, I will stay at home, but we don't know for how long, either for ever or until they go to 1st grade or whatever.

     

    H works hard, I appreciate that, but I would entertain working part time when kids are younger that way we have some " fun " money. 

  • Since DH is currently unemployed and on unemployment, he would have to make more than my salary. Probably only 1 1/2 times my salary. I don't really see me ever being able to be a stay at home wife/mom if he were to make less than that. We tried it and it sucked.
  • I said between part and full of my salary.

    I carry the health insurance is # 1.

    # 2, I make more, plain and simple. He would need to make at least what I am making + a litte bit more, so that would be his current + about 1/3-1/2 more.

    If I stopped working, I would for sure be trading in my car for a less expensive option. Not necessarily out of the question...but we like my car. We like nice things, and w/ a baby on the way, we want the extra flow.

    If he gets a promotion or a different job, and started making more, I could potentially just find a job share or part time position...but I do not see myself being a SAHM for a while.

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  • We can live off of DH's salary and have a decent amount leftover.

    We me working in the past, we've been able to pay off both of our cars and do a lot of the home renovations.  When I decided I would definitely SAH, I knew I wanted as little debt as possible.  Our only debt is our mortgage and we have been paying even more than the minimum payment due.  

    Although I'm nervous not to go back, I know it is better for our family being a SAHM and I'm so excited for it.  I commute an hour each way to work and DH works from home and gets lonely.  He is 110% supportive of me staying at home and that our finances are really in order.

    Baby Birthday Ticker Ticker
  • Farming is a completely different aspect of our income. We don't even count it in our personal finances. It's like running a business. Everything farm will stay farm until we are far more established (like owning our own land).

    We do get a bit of cash flow from DH working pigs but we wouldn't have health insurance without my job. My job is 100% necessary for us.

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  • I said between part time and full time of my salary. Before I lost my job, he needed to make less than half of that income, in addition to what he makes now. On unemployment, we need every penny I make, and we aren't putting anything in savings. So for me to give up the job search, he would need to make more than what I'm currently making. 
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    Lilypie Second Birthday tickers
  • Since I quit my job in April, we've struggled to get bills paid. My/his parents have had to help us out.

    I've been babysitting on and off since May. My last day to babysit is Nov 12.

    Once Connor is here, and I feel like I've had enough time with him that I can start working again, I will more than likely get a p/t job. Just so we don't have to pay a crap load in daycare prices, and we don't want him in daycare until he is atleast 1 year.

    We will have to find someone to watch him p/t. I would rather stay home with him for a year, go back to school, and get a p/t time. Doubt that would happen.

    In order for H to be the only one to work, he would have to make like $25 an hour. ($25 an hour comes from what he makes now and what I made at my last job at the Dr. office.) If I work p/t time we could make it without struggling.

  • imageburkems:

    Farming is a completely different aspect of our income. We don't even count it in our personal finances. It's like running a business. Everything farm will stay farm until we are far more established (like owning our own land).

    We do get a bit of cash flow from DH working pigs but we wouldn't have health insurance without my job. My job is 100% necessary for us.

    Interesting...  I was wondering how this worked...  Thank you!

    March 09 Siggy Challenge image Melting Snow... because it means that spring is actually on the way and it's not snowing or cold.
  • Wow...  That's really interesting on why you do/do not work...

    March 09 Siggy Challenge image Melting Snow... because it means that spring is actually on the way and it's not snowing or cold.
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