Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
How to make the phone calls stop!!
About 8 months ago when H and I moved to a new city I changed my phone number to have a local number. A couple months after I got my new number credit agencies started calling me about the lady who had the number before me. I thought I finally got it straightened out that I was not her and this was no longer here number.
Fast Forward to today...
The same agencies started calling me again over and over again everyday, I thought I had this straightned out and now they are calling me again. It is really driving me crazy I can't block the number because they are un listed. I have talked and talked to them over and over and now I feel like I'm really getting no where with them.
Has anyone else had this happened? If so how did you sort it out?
Re: How to make the phone calls stop!!
I kept getting calls from a ladies' gym once a week asking for Juana Diaz. I told them every single time that I was not Juana Diaz and to please take me off their list.
The calls never stopped until I got a new number.
My coworker who sits next to me get a call about once every 3 days asking about a department store credit card. She goes ballistic on them about calling her work number and she's not interested, and to take her off their list. She still keeps getting calls. It's pretty funny, actually.
If it's really causing problems, I say tsend the companies a nasty e-mail/letter. If that doesn't work, change your number.
Report them to the FTC.
And tell them you've done exactly that and if the callers persist in calling, you'll file a harassment charge.
(That's what the FTC told me to do when I kept getting calls for my bro's exFI. She owed money to a book of the month club and I was barraged with call after call from a collection agency)
I don't know, but here is a related funny story I thought might ease your stress: In college my friend kept getting phone calls for Dignity, and she kept telling the lady Dignity didn't live there anymore. The lady didn't stop calling. So, one day she set her answering machine to say: "This is so and so and if your looking for Dignity, Dignity is DEAD! (she wasn't of course), please leave a message." LOL! Hope this brings stress relief.
Time to put on your big girl panties
I've got your rainbows and ponies right here
We use a 3rd party debt collection agency for one of our businesses and according to the Fair Debt Collection Practices Act if you send a 3rd party debt collector a written notice, cite the FDCPA, and order them to stop the collection calls the agency is legally obligated to comply. Then the only legal contact they can do after is notify the debtor of specific actions, like they're taking you to court.
The FDCPA only covers 3rd party agencies. If an agency buys the former debt they're still covered and thought of as a 3rd party debt collector and not the original creditor. If the agencies are the original creditor I'm not sure what you can do.
I just asked my DH about this and he said that you should write them requesting a written debt validation notice. They're required to give you one within 5 days of you asking and stating that you have the option of disputing the debt within the next 30 days. After receiving your dispute they're unable to contact you again until they've provided the information you've requested.
If they don't send you anything for 30 days they're unable to contact you any further.
hehe.
Dignity is dead?
Along with Chivalry?
How sad.
hehehe
That's only for people being harrassed by debt collectors where the person they are looking for is actually you. Don't ask them to validate a debt that isn't yours!
Tell them that what they are doing is illegal and report them. This link may help -- http://www.fair-debt-collection.com/searches/phone-calls.html
It's for anyone that is getting phone calls from a debt collector. Doing the written request will buy her more time to take other steps if that's what she needs to do. Plus, it's a whole lot easier.