March 2009 Weddings
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Don't know what to do....

So, you guys know the plan is for me to SAH with the baby after she is born, so I set up an appt. with HR to discuss the particulars regarding insurance, etc.DH is going to add me to his insurance during open enrollment, which will kick in Jan 1st and be my secondary insurance. My work insurance is a little better, so I wanted to use it for delivery. The HR lady basically told me that I should take the 6 weeks of leave and collect STD at 60% of my pay, then work one day and officially quit. During this time, I would have to pay my insurance premiums. I felt like this would be dishonest, but she said this is what she recommends and that I should take advantage of it. Otherwise, if I quit mid February, I will be covered through the end of the month with my insurance, which should cover delivery. In that case, I wouldn't have to go back and work one day and have DH stay home with her, but I would miss out on the 60% pay for a few weeks. I already told you guys that i told my boss I won't be coming back, so if I take the leave I would need to tell her it's for insurance purposes and I think she would be understanding. What do you all think? I'm so confused right now and feel like it's more difficuly trying to figure out how and when to quit! I don't know if taking the leave is more hassle than it's worth, but if I quit in advance, I worry about insurance screwing up.
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Re: Don't know what to do....

  • I know it would be hard to miss out on pay, but I wouldn't want to risk having the insurance mess up ... delivery of child can be very costly

    Are there other people at your job who have been in a similar situation ? Maybe they can help you or give you another prospective  

  • I would nooooot want insurance to get screwed up....

    I mean, if HR recommends that...other people must have done it?

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  • What  your HR rep suggested is pretty common ... you should do it. It's not dishonest, and it's not in any way wrong.
  • I agree with everyone else, if that's what HR thinks would be best, that's what you should do.  I'm sure they've recommened the same thing to others that have not wanted to come back after maternity leave.
  • If that's what HR is recommending, I see no reason not to do it.

    [But, whatever you do, you don't want to mention this on the working moms board on thebump. It's a really hot button topic over there. Most of them believe that this scenario (taking "maternity leave" and quitting as soon as the leave is over) is the reason so many companies have no real provisions for maternity leave.]

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  • imagejustrachet:

    If that's what HR is recommending, I see no reason not to do it.

    [But, whatever you do, you don't want to mention this on the working moms board on thebump. It's a really hot button topic over there. Most of them believe that this scenario (taking "maternity leave" and quitting as soon as the leave is over) is the reason so many companies have no real provisions for maternity leave.]

     

    See, I don't know how anyone on the working mom's board can flame her for this. She directly told her job that she doesn't plan on coming back to work so she isn't being dishonest.  Coming straight from a HR person's mouth I see nothing wrong. 

     

    Go for it.

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  • I am surprised that your HR recommended that.  I think that we have to pay back STD and the employers portion of insurance if we do that.  But if you HR recommended that you do it, then they must be okay with it.
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  • imagedoxgirl:
    I am surprised that your HR recommended that.  I think that we have to pay back STD and the employers portion of insurance if we do that.  But if you HR recommended that you do it, then they must be okay with it.

    That's what I assumed too, but she was very adamant about me doing it this way and said that as long as I work one day, I don't have to pay anything back. So ,I guess it's okay where I work.  Anyhow, since we weren't planning on having this income, we'll just put it aside and if we have to pay it back, then so be it, if we can keep it, than great. 

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  • imagejustrachet:

    If that's what HR is recommending, I see no reason not to do it.

    [But, whatever you do, you don't want to mention this on the working moms board on thebump. It's a really hot button topic over there. Most of them believe that this scenario (taking "maternity leave" and quitting as soon as the leave is over) is the reason so many companies have no real provisions for maternity leave.]

    I always said that I would never take maternity leave knowing I was quitting, but I almost feel like HR is pushing me to do it this way. She said I should take advantage of the STD since I paid into it and it will ensure that I don't have any issues with insurance.  

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  • imageKSMILEY77:
    imagejustrachet:

    If that's what HR is recommending, I see no reason not to do it.

    [But, whatever you do, you don't want to mention this on the working moms board on thebump. It's a really hot button topic over there. Most of them believe that this scenario (taking "maternity leave" and quitting as soon as the leave is over) is the reason so many companies have no real provisions for maternity leave.]

    I always said that I would never take maternity leave knowing I was quitting, but I almost feel like HR is pushing me to do it this way. She said I should take advantage of the STD since I paid into it and it will ensure that I don't have any issues with insurance.  

    Yeah. I think if anyone was really offended by you doing it, it's just because they didn't get to. Smile Sounds like you're getting the best deal!

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  • I'm reading/hearing what your saying.  I have no advice but I've thought quite a bit about it as well.

    On a note though, I know a girl who took mat leave in Canada (and that's a year) and they moved part way through it so there was no way she could go back and she still took her full mat leave as far as I know...

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  • so how will they have you work one day? it's not like they are going to give you classes for the next term, right?

    and your post reminds me i need to meet w/ HR...

  • imagejustrachet:
    [

    Yeah. I think if anyone was really offended by you doing it, it's just because they didn't get to. Smile Sounds like you're getting the best deal!

    This!

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  • It's not at all dishonest. It's a benefit of the job you currently hold, and you've paid in to disability. You have just as much right to use it as anyone else. Just like you should be able to use your vacation time or get paid out for your vacation time if you leave a job. To me it's like saying that since you already know you're not coming back you should just quit now even though you're not terribly close to your due date yet. Illogical reasoning. Given that this will keep from having any hitches in insurance coverage, it's definitely the way to go. You've got your moral bases covered, your boss knows your intentions, HR knows your intentions - don't sweat it.

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