Minneapolis/St. Paul Nesties
ChelseaNelson
member
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Loan forgiveness for teachers?
My husband teaches social studies at a low income school in Minneapolis. He has been there for three years. Anyone know what the loan forgiveness programs are? I have heard there are many programs, but he has only found the Stafford $5,000 for 5 years program.
We called the HR department (a few times) and they said they didn?t know and to call the people who hold the loans L The only thing they say is there is a possibility for the $5,000 for Stafford loans. I know there is a Perkins loan program?.but he consolidated all this loans. He says he thought he had Perkins loans, but doesn?t know?.grrr.
Re: Loan forgiveness for teachers?
I have my degree in second ed. broad field social studies.
I am one of the unfortunate ones who never actually found a job in the field. I had planned on moving to where the jobs were, but I met my husband and that all kind of went out the window.
Anyway.. I know absolutely none for Social Studies. I've searched and searched and talked to many people about this and no matter where you go in the country it does not exist. For math and science teachers these programs are all over because far fewer people go into teaching for those subjects.
In certain states if you stay for 5 years they will forgive a percentage of your loans. Not in MN or WI though. You'll see that in the South or South West- where they have trouble getting quality teachers and recruit from out of state.
The only loan forgiveness program that a Social Studies teacher might receive loan forgiveness for is Teach for America.
The only one I know about is this one
http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying
which includes the $5,000 one you mentioned. I applied in 2004. I can't remember why I didn't qualify
I think this is the progam you're thinking of:
http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp
I hope your DH qualifies! I was 1 year away from meeting the requirements to get $17,500 forgiven (I'm a math teacher) and then my school let me go. Boo!
My Blog
Check this out - it might answer your questions. GL!
https://www.dl.ed.gov/borrower/OtherFormList.do?cmd=doViewRequirements&wizardName=Teacher Loan Forgiveness
This might be the one, via the Public Service Loan Forgiveness Program
http://studentaid.ed.gov/students/attachments/siteresources/LoanForgivenessv4.pdf
It applies to people working in the following fields:
The borrower must be employed full time (in any position) by a public service organization, or must be serving in a full-time AmeriCorps or Peace Corps position. For purposes of the Public Service Loan Forgiveness Program, the term ?public service organization? means ?
A federal, state, local, or Tribal government organization, agency, or entity (includes most public schools, colleges and
universities);
A public child or family service agency;
A non-profit organization under section 501(c)(3) of the Internal Revenue Code that is exempt from taxation under
section 501(a) of the Internal Revenue Code (includes most not-for-profit private schools, colleges, and universities);
A Tribal college or university; or
A private organization that is not a for-profit business, a labor union, a partisan political organization, or an organization engaged in religious activities (unless the qualifying activities are unrelated to religious instruction, worship services, or any form of proselytizing) and that provides the following public services ? Emergency management; Military service; Public safety; Law enforcement; Public interest law services; Early childhood education (including licensed or regulated health care, Head Start, and state-funded pre-kindergarten); Public service for individuals with disabilities and the elderly; Public health (including nurses, nurse practioners, nurses in a clinical setting, and full-time professionals engaged in health care practioner occupations and health care support occupations); Public education; Public library services; and School library or other school-based services.
Thanks guys.
Swimmeret that is terrible! Could you not find another job in a low income district? I thought it could be multiple schools as long as they were all low income. My husband?s school threatens to close every year?.I thought he would be fine as long as he went to another similar school in Minneapolis.
So no Boring?.I am pretty sure my mom has been talking nonstop about the Public Service Loan Forgiveness Program thing you found - ?free after ten years?. She couldn?t remember where she read it, but was sure it was a good idea. After ten years he would have paid $42,000 with less then $10,000 coming off the principle. I?ll have to let he know that is not such a good deal.