Christmas shopping for DH w/ joint account

lisam1217 · November 2010

Here's the dilemma. I want to get DH a PS3 for Christmas. I'm definitely splurging a bit but he deserves it since he has been so good at giving up some things to help pay off the wedding. On Black Friday there are a lot of bundle deals that I am checking out. The issue is, we have a joint bank account now and DH is the one that pays bills and balances the check book so if he sees a purchase for $299, I think he will get suspicious. And, if I just take out cash, he might still get suspicious if I take out such a large sum. I don't know the best way to go about this!

How is everyone else handling Christmas shopping now that you are married? Any suggestions?

GracefulMeadow86 · November 2010

Luckily, I balance the checkbook, so it will be pretty easy for me. Would he get suspicious if you took out money on separate occasions (for less than 299), like in 100 or 50 dollar increments? maybe that would conceal the present better?

tailspin430 · November 2010

Do you still have a credit card that is only in your name? Then you can just make sure that you get to the bill first. That's how I bought DH's birthday gifts this year.

benmel31 · November 2010

I am buying all of DHs gifts on my credit card. He actually balances our books and I have told him to not look specifically at the purchases for the next month.

Honestly, though, I would take out more cash than you need and just say you are buying holiday gifts.

RonCourt · November 2010

I

Mrs.Kohalic17 · November 2010

I bought his bday present on our joint credit card, but since he doesnt do any of the bills or financing stuff I knew it'd be fine

we've had a joint bank acct for years & I always just took more than I needed saying it was for xmas gifts. Him on the other hand... he would stash any extra cash he could, thats how he bought my necklace for the wedding.

lburkey21 · November 2010

Ditto PPs. I take care of the money for us so when DH is shopping for presents he usually just tells me not to look at the account during a certain time frame. It works for us.

But I agree with either buying in on your own credit card if you have one or taking out a few smaller increments of cash.

saisongbird · November 2010

Do you have any accounts that are separate? We have a joint account but we also still have our own chcking and savings accounts. If you don't have any separate accounts, then I think there are two options - either agree with your DH on a set amounts that you can withdraw for the holidays, or take it out in smaller amounts.

LoveAdopted · November 2010

We kept our personal checking accounts to use for things that are only for one of us, say for having my nails done for me/going to the movies and grabbing a sub with a friend for him. We each get a certain amount transferred into those accounts each week, and it's ours to use as we like, to save, spend, etc.

For this case, I would let him know that you are planning on taking out a large amount to go shopping with, because you are trying to watch what you spend on gifts, it's easier with cash, etc.

ohioloveyou · November 2010

I was wondering this same exact thing. I think DH and I are probably just getting ourselves a present together this year, like some new furniture or something, so it doesn't really matter. BUT, I was thinking the cash ideas sounded like a good plan.

Christmas shopping for DH w/ joint account

Re: Christmas shopping for DH w/ joint account

Choose Another Board

Search Boards