Maine Nesties
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Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.

Want some cheese with that whine?

Ugh!  For real people!  As I'm driving down to Portland tonight, feeling pretty good because we were going to get our tree tomorrow, H calls me and says he's going to get a haircut.  Ok, but I prefer you wait because I have other priorities.  He decides he'll go tonight.

His debit card is declined. WTF? WHY??  He gets to the credit union where they proceed to tell him that there are two charges, FROM ITALY!!!  These were done yesterday in the middle of the morning, when we are both at work.

So his card is deactivated and we can't spend anything until this is resolved.  I know we didn't do the charges but I'm so afraid that the CU won't make this go our way.  

It just feels like the cards have not played in our favor in a really long time and I'd like a break please.

Thanks :)

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Re: Want some cheese with that whine?

  • Oh man what a pain - sometimes it just feels like you can't get a break.  I remember a few years back, my dad got a call from his cc company that he had supposedly just purchased a sofa and fridge in Italy - must be a hotspot for fraud!!  The really good thing is that you caught the charges SO quickly - I know w/ debit cards there are different rules than cc's for fraudulent charges, but if you have a hard time w/ the bank your homeowner's insurance may be able to help.  Best of luck, and I'm so sorry you have to deal with these idiots  :o(.
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  • That is frustrating for sure!  I'm sure your bank will take care of it, but it's such an inconvenience in the meantime.

    Things like this are the reason I almost never use my debit card.  I put everything on credit cards and pay them off each month; credit cards offer better fraud protection and if a fradulent charge comes through, it doesn't affect my bank balance. 

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  • Ugh, you do deserve a break!  I'm sure the bank will make it work out but it's a hassle and something you don't need to deal with.  :-(
  • That sucks! I hope they take the charges off for you!!
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