Rhode Island Nesties
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Anyone know if BCBS covers freezing eggs?

Or freezing embryos?  I have a friend who's about to undergo chemo for breast cancer.

Re: Anyone know if BCBS covers freezing eggs?

  • Aww, I'm sorry about your friend.  I would imagine it will depend on her plan, so have her call their customer service and ask.  I hope they do cover it!
  • I'm sorry for your friend. It depends on the plan. My plan covers all fertility treatments EXCEPT "the freezing and storage of materials" but there are policies that do cover it.
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  • I'm not sure under those circumstances.   But mine covered the freezing and 2 years of storage for my IVF cycle after my high deductible. 
    image
    It took 5 failed IUIs and a failed IVF, but our FET worked!
    My pregnancy after Infertility Blog
    Our baby girl was born on April 27, 2011!
  • Even though RI is one of only a handful of states that mandate infertility coverage, some employers have loopholes for certain things.  If I were your friend I'd talk with the IVF financial coordinator @ her RE's office; they usually sit down with you (lots of paperwork!) anyways but she may need to specifically ask.

    Also, not all BCBS's are created equal.  We have BCBS Healthmate Coast to Coast through DH's work.  80% of our IVF will be covered (meds, monitoring, egg retrieval & embryo transfer) but it won't cover freezing embryos so we'll be OOP for that.  And of course, how much freezing costs also varies from place to place; I've heard everything from $200-$1k per year on the IF board here from women across the country.

    GL to your friend!

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