September 2010 Weddings
sunshine_day_dreams
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Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
Student Loan Debt
Just curious.... All of my hard earned money seems to go to paying my loans.[Poll]
Re: Student Loan Debt
no scholarship / student grant / tuition matching option?
TTC since 2010
Me: 36, slightly elevated FSH. Everything else (hysterescopy, HSG, b/w) normal.
DH:30, with super sperm? >200mil post wash
BFP #1 - May 2011 - m/c @ 8weeks
IUI #1 - July 26 2012 - Femara = BFN
Suprise BFP Jan 15 2013. Hope this one sticks!
You're right. Oopsies. Completely slipped my mind - maybe b/c I'm still a tad bitter that I wasn't eligible for any of the above. :-P
No financial aid benefits for me either. Stupid government mandates that you claim your parents income up on financial aid forms up to the age of 24 even if you're living on your own with no help from them, as I was from 17 on. Still a bit bitter about that one, too.
i have somewhere around 50K, I think it is just under though. in my name right now is around 20K left, the rest is under my dads name that he and i pay together. once mine is paid off, i take over his payments.
gerren has about 18k total. grrrrr.
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Sounds like you're in about the same boat as me, dollar-wise. All of my loans are in my name and K doesn't have any. His parents paid for his college - lucky ducky. I have about $66k left. I came out of school with $96k and I've slowly been chipping away one tax check at a time.
A lot of times I feel like I should have just skipped college and worked somewhere without a degree. I'd probably be in the same spot income wise b/c I wouldn't be paying 2 arms and a leg to Sallie Mae every frickin' month.
Come onnnnnn lottery!
I have ridiculous student loans, they started out over $75k, I have no idea what they're at now (they're on automatic bill pay so I only ever look at the "bill has been paid" email). But I think it was worth it for me.
H has no loans because his parents paid for his education. Lucky duck.
The Princess of Anything is Coming!
Had a dream I was queen.
Woke up. Still queen.
i should note--gerren has smaller loans not because his parents paid for his education--they didn't really, but it is because he went to the crappiest college in america that cost mere pennies to attend.
we were both fortunate in that our parents helped us where they could with finance for college.
funny story--when i was born my grandparents started a small trust for my college fund. it was mostly in the stock market. i remember growing up and my parents would say "bubbie and popop are paying for your college, you don't know how lucky you are." turns out, the cost of college education skyrocketed before i went to college, and, what do you know, $10G just wouldn't cover it. my parents always thought all of my college expenses would be covered wtih that money, it covered one semester!
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Between DH and I we are around 74K. We have been paying H's for a year and a half and mine for only 6 months. I always put as much extra as possible into them monthly, I do not want them hanging around any longer than necessary.
My plan is to go back to school at some point, but I really don't want to take out more loans on top of what we already have.
i have zero
i had a scholarship my first year and after that i used my inheratance money that i got from my grandfather. when that ran out i stopped going b/c i refused to go into debt later in life due to student loans. i will go back when i have the money or can get financial aid, but until then i just work.
I think I had around $35k when I graduated, though I've made a dent in it. A small one.
I had some scholarships, and my mom paid for half. Jeff's parents paid for everything for him so luckily I'm the only one bringing debt into the marriage.
Ditto this. Been talking to a potential grad school and the counselor tells me that I can put my current loan in deferment while I get my masters. I'm thinking to myself, "Lady, I deferred it so much in my 20s, they would laugh their assses off if I ever try to defer again!" Not interested in multiple student loans at the same time.
I'm around 20-25K mark, not certain. I only check about once a year (tax time) b/c the total still due makes me want to vomit.
My parents were very generous and able to pay for my undergrad, but I also worked (min 20 hrs/week) the whole time as well, so I paid for my extras and spending money and stuff.
However, H and I both have loans from grad school. We were lucky to be able to consolidate in 2005, and have killer low interest rates. We just have them on auto pay. Mine is only about $300/mo (3 years of school), and H's around $150 (2 years). I can live with that! What kills me is that the government allows a tax credit (deduction?) for interest on ridiculously high mortgages, but we are both cut off from getting any tax deduction for our student loan interest. Boo.
Me too! I pay way more than the $2k of interest you are allowed to deduct on taxes per year. Plus my income is too high to deduct ANY of that $2k, so I don't get crap for it. Thanks, IRS. :-P
IUI #1 10/12/11 (Bravelle + HCG + Prometrium & acupuncture) = 10/26 BFP! Beta #1=250, Beta #2= 615. 1st u/s 11/8.
09.25.10
No kidding. My loans are 20 year loans b/c I wouldn't be able to afford the monthly payments otherwise. That's like an effing mortgage. I won't have mine paid off until I'm around 43.
What really made me cry/vomit is when they sent me a letter showing how much I will have paid to them, including interest, if I pay my loans back on the set repayment schedule. I would end up paying ~45% more just in interest!