March 2009 Weddings
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Health insurance is stupid

I have decent coverage at work.  My deductible is $500 and I pay $99 a month.  This is better than it's been in the past.  If I add DH....it jumps to $604 a month...WTH?

So, he's been without insurance forever because he's self employed.  I told him he had to get it because he has to get a "swimmer test" done for IF purposes.  So, we've been getting quotes and it looks like $145-160 a month for just him with a $1500 deductible is as good as we can get.  I freaking hate that it costs so much a month when he literally will NEVER use it unless he's been in an accident or has some major health problem.  Irritating!

In other news....swimmer test is on Friday.  Wish us luck so we can get this cycle started!

image

PCOS and Endo

Ovarian drilling and endo removed 1/3/12
BFP - 3/27/12
Beta's 11, 14, 57, 637, 2800
Sono showed no baby and teeny tiny sac. Waiting to M/C naturally.

Re: Health insurance is stupid

  • Oh my gosh. When it was just me on insurance, I didn't pay anything. When I added JJ, I started paying $225 out of pocket every month. If I'd added H, it would've gone up to a good $600. We dropped my insurance after Tricare kicked in, and it's going to save us so much money. Ugh. Why is it so expensive?!?

    Keeping fingers crossed for Friday!

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  • It's rediculously expensive!  I feel you!

    And good luck on the swimmer test!

  • That's insane, for insurance.

    Good luck friday on the test.

  • H pays $500 a month just for the two of us - its a necessary evil.

     

    Ashley - did you add James to the policy or how will you pay for the swim test ?  

  • Yikes about the insurance cost. But keeping my fingers crossed for Friday!
    imageLilypie Second Birthday tickers Daisypath Anniversary tickers
  • imagethe domesticated newlywed:

    H pays $500 a month just for the two of us - its a necessary evil.

     

    Ashley - did you add James to the policy or how will you pay for the swim test ?  

     

    The swim test is not covered by insurance anyway so we are paying OOP for it.  It's not THAT bad - $135.  It's a necessary test and easy (IMO) and is the cheapest test out of any that I may or may not have to do.  Swim fish, swim!

    image

    PCOS and Endo

    Ovarian drilling and endo removed 1/3/12
    BFP - 3/27/12
    Beta's 11, 14, 57, 637, 2800
    Sono showed no baby and teeny tiny sac. Waiting to M/C naturally.

  • Dang! That's expensive!

    GL on the swimmer test!  

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    Lilypie Second Birthday tickers
  • My SIL, who is a teacher, also has health insurance that jumps up to over $600 if she were to add her husband or the boys.

    How ridiculous! And GL to the little swimmers!

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  • Wow, that's pricey! E's is something like $5/month for himself and $320/month for me. Once my insurance at the firm kicks in (it'd be $400/month if I was paying) I'll come off E's insurance and the firm pays 100% of mine. It'll be like a $320/month raise!
  • Crazy.  I'm thankful to live in Canada...
    March 09 Siggy Challenge image Melting Snow... because it means that spring is actually on the way and it's not snowing or cold.
  • I hate health insurance. We pay about $200 a month for a $2K deductible plan. It would be double for the better plan with the $500 deductible, but we sure can't afford $400 a month for insurance. I have never in my life paid this much for insurance, and I think it's stupid!

    GL to your DH on his swimmer test!

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