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WWYD

We are a one car household right now due to DH's car having some issues. Most days he walks to work or I give him a ride. Today there was no school so I told him that he could take it in the morning. He came home from lunch and told me that the guy who works in the warehouse was shoveling snow off the roof (and it was very wet here today with huge amounts of snow previous) and a whole bunch landed on our SUV and dented the hood and broke the front bug guard. Initially it seemed like a case of carelessness on his coworker's part but Steve thought he'd talk to the boss in the afternoon and see what was what.

Then in the evening DH was talking to his boss (the business' owner) about it and now the story seems to be that no his co-worker doesn't go to the part of the roof where the snow fell off and it was just a fluke. He just heard snow fall and went over to see what happened. I'm honestly suspicious that the story changed. Both DH's boss and his coworker are decent people though and I don't necessarily want to push DH to really figure out whether there is someone at fault.

It's quite severely dented in. We will need to fix it and I'm guessing we cannot find a friend with the proper tools because it will compromise the SUV in case of a further collision and then if we were to be in a collision insurance could put some blame on us for not fixing it properly.

It just isn't sitting well with me. Maybe it's because it's the third crappy thing that has happened this week. DH's car's oil is full of something that's not oil, we got a bill from Revenue Canada because they paid me too much tuition rebate and now they want a bunch back and now this. Honestly I can't stop thinking that this wouldn't have happened if I didn't tell DH he could use the SUV today.

Would you just pay to have it fixed and forget about fault or anything else or would you investigate further?

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Re: WWYD

  • I probably would tell the company they are responsible which I truly feel that they are.

    My parking lot at work tends to turn into pure ice which they don't do anything about. A co-worker slid into someone else's car because he couldn't stop and he was barely crawling along (I was there) and our company paid for the damages to both cars.

    Good luck.

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  • Can you explain the situation to your insurance company and have them deal with it? If the company is responsible, then the insurance company would go after them, and if they're not, then your insurance should pay for it, I would think.
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  • You should call Revenue Canada about the mistake,  often they can sort something out.  You might owe less or you might not have to pay anything at all and just need to file a piece of paper.  We have been told many times that we owe a bunch of money, you make the call and they tell us it's because we filed something wrong or they were missing a piece of paper. 

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  • I would be suspicious about the change of story but, unless you can prove that they are responsible, then I think you are outta luck. In this case, you've have alot to prove to get the company to pay up...that the employee was working at the behest of the employer, that he was told by the employer to go to that area of the roof, that the damage was caused by the snow that that employee removed from the roof, and there may be a kink in the while shebang if the property is not wholly owned by the employer (ie. it belongs to a property company). Can you tell I've been through this before? lol

    I have had 2 separate incidents involving my vehicle and damage done at work. One time I was creamed by a friggin front end loader removing snow; ripping my bumper off and moving the car 3 feet! I took them to court, and was told that - basically - that's what insurance is for. The driver said he didn't do it and, unless I could prove otherwise, I was outta luck.

    If it were me...I would just pay to get it fixed.

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