Minneapolis/St. Paul Nesties
Dear Community,
Our tech team has launched updates to The Nest today. As a result of these updates, members of the Nest Community will need to change their password in order to continue participating in the community. In addition, The Nest community member's avatars will be replaced with generic default avatars. If you wish to revert to your original avatar, you will need to re-upload it via The Nest.
If you have questions about this, please email help@theknot.com.
Thank you.
Note: This only affects The Nest's community members and will not affect members on The Bump or The Knot.
What is your credit score? Feel to discuss or not. I'm just curious and want to liven up this Friday. :-)
[Poll]
Warning
No formatter is installed for the format bbhtml
Re: Poll: Credit score?
Mine was in the low 800s when we closed on a mortgage at the end of September. I'm assuming it's still in that same range.
margaritas in mexico
Mr. Sammy Dog
That would have been my answer last week. We haven't bought anything "big" in 3 years since buying our house. DH had ours checked and we just got the scores in the mail so I was curious where other people are sitting. I'm SUPER close to breaking 800. I really want to get there. DH is just a few points behind me.
I've never asked what my score was...I guess I really don't care either. I have credit, I pay it in full every month, I have installment loans that I pay on time every month, I just have so many other things in my life to pay attention to that caring what my credit score isn't on that list.
Now if you asked me how much I was saving for retirement or putting in my kids 529 plan I might have a different view because I worry a ton about that, and know my contributions to both aren't the greatest.
I've taken out student loans, but I don't think they ever cared about my credit score for my student loans. Our other loans (house, husband's car) were taken out 7+ years ago in my husband's name before we were married.
I knew my credit score in the past (like 10 years ago)... I remember it was actually better than my husband's, but not as high as I'd expected it to be. But I don't remember what the number was, and I don't know what my current score is. I could guess, but it would just be a guess. I guess I just haven't had any recent need to know what my score is...
I probably wouldn't know if it hadn't been for our recent real estate purhcase.
We check our free credit reports every year, but I never actually pay for the scores.
margaritas in mexico
My parents just got done with this class. They really enjoyed it and highly recommended it to us. We just have to find a night that we aren't busy and then look into the classes!
I am in the same category as a lot of other ladies. I get the free report but never pay to find out my score. After buying our house, I haven't really had the need to know it. It is on our list of things to do in 2011 when we meet with a financial planner for the first time. Should be interesting!
This. I DESTROYED, and I mean, DEEE-STROYED my credit in my 20's. Its taken a long time, but its over 800 now. (Having a couple different mortgages and paying off some cars has helped, for sure.)
Post-credit destroyal (is that a word?) the biggest thing that helped my credit was my first car loan and subsequently paying it off.
I only checked the number with one company about a year or two ago. It was in the high 700s. Normally I just get the free reports too.
For those who don't check, it's worth getting the free reports from annualcreditreport.com to make sure no one has stolen your identity. (The ones in the commercials aren't really free.)
Thank you!