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Car Question + Poll
I drive a 10 year-old accord, with 140K miles on it. Luckily, it's still in good mechanical shape, with periodic visits to my mechanic.
A few weeks ago, I got rear-ended at a yield sign by another accord. The damage to my bumper is noticeable, and the appraiser thought that the bumper would need to be replaced. It's quite scraped up around the license plate area, with a few small holes.
But, I'm wondering: is it worth repairing? I plan to keep driving my car for at least another year, because that makes the most financial sense to me. Right now, the trade in value on a car my style/mileage in "fair" condition is about $1900. Obviously, that amount is going down each day. Maybe I should just cash the insurance company check and go along my merry way? WWYD?
[Poll]
Re: Car Question + Poll
Oh gosh, that is tough.. I think I'd opt to get it fixed - I'm sure even if you sell it in a year (say, to a high school kid), it'd sell easier with a repair. You could totally market it as having a brand new bumper! However, if you are planning on just hanging on to it, I'd keep the cash.
My first impulse however is to say take the money and run.:)
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It depends, are you going to try to sell the car or trade it in?
If you plan to sell the car yourself, fix it. You'll likely get more that way.
If you're going to trade in the car, I don't think bumper damage will make a bit of difference. Both MH and I traded in our 10 year old cars a few years ago, and the cosmetic condition didn't seem to matter much. And we also didn't get very much, simply because they were so old. When you go that route, the $100 or so you might get for a more attractive car just feels like it's in the noise.
Good question! I am most likely to trade the car in, since I can't imagine I'd want to deal with the hassle of selling it myself. I mean, I've already avoided the hassle of getting it fixed for several weeks, now. I call it my "hassle-free" lifestyle, but really I'm just lazy about exerting effort into tasks I think might be unpleasant.
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Ditto! I wouldn't bother with fixing it unless you were going to try to sell it.
can you take a picture of the damage and show us?
I was driving on the freeway yesterday and there was a BMW X3 right in front of me - the entire bumper almost came apart.
one of the sides of the back bumper was coming apart, bits of the plastic (or whatever it is) were flying off. it was kind of crazy!