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Minor freak out
I got a call from some company for DH today to call back regarding some case number, which was totally weird. Then my Dad calls like 10 min later saying same company called them about DH w/this case number and to call them back. So now I'm like wtf?
I look them up online and they're a debt collection agency, but a skeevy one by the sounds of it. So I freak out, because I'm so positive we don't have any bad debts in collection. During lunch I pulled H's credit reports, and sure enough there's a charge off that just happened in January and was sent to collection.
Funny thing is that when I look at the payment history, "we" have been paying on time until just a few months ago when it looks like "we" just stopped paying. So now I'm convinced this belongs to someone else. I know I didn't just stop paying on a credit card last year after making regular payments!
I tried to call to find out more info but of course they wouldn't give me any info since this card is supposedly in H's name only. Another weird thing: DH has a cousin with the same name as him that lives up here. We got a collection call for him when we lived in our old house here. So I'm wondering if it's maybe his? I sure hope so, because if not I'm going to flip the F out.
On a positive note: CC company was able to reverse my transfer from yesterday without charging me any fees. Yay!
Re: Minor freak out
They do have the same name, although I think the middle name is different. We called and they're going to start a fraud investigation. No charges have been made on it, it's just been a yearly annual fee that has accrued interest and late charges by what the guy said. So we'll see.
The Sand in My Snow Boots
They do have the same name, although I think the middle name is different. We called and they're going to start a fraud investigation. No charges have been made on it, it's just been a yearly annual fee that has accrued interest and late charges by what the guy said. So we'll see.
The Sand in My Snow Boots
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Yup, I agree also.
H had something like this on his report to...it was a PIA to get off, but he got it off. Good luck.
Oh no, we called the CC company directly. I'm not dealing with some scammy collection agency. They can kiss my butt!
The Sand in My Snow Boots
totally has to be this!
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