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We have been using Bank of America now for awhile for our checking and some savings and we're done with paying all of the lovely fees they like to charge. We are considering switching to a local credit union, but we want to make sure we don't have to worry about any fees down the line. Who do you use? What do you like/dislike about them?
Re: Banks/Credit Unions
I'm just going to put this out there that that's a *really* personal question.
Welcome to the board, though!
How is that personal? Hmmm...maybe I'm slow.
Anywho, if you pay for any account now a days I think it's silly. Credit Unions I like around town... A+ Credit Union, University Federal Credit Union, and Austin Telco.
I guess I'm slow too. I don't mind this question.
We use Regions bank. We used to have a savings account through Texans Credit Union (in Dallas, don't know if it's even around here) but they had more fees. We just have the basic free checking and savings account and haven't had any issues. They only charge a fee if you overdraft but if you have the savings account it serves as a type of "protection" for things like that. Occasionally, the website is down and I can't check the account online but I think that could happen with anything that's online.
I was wondering the same thing. We use BOA so I'm no help.
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Love: RBFCU (randolph brooks); it's local, but extends from Georgetown to SA, and networks with other credit unions for free use of atm's; no fees, free autodraft, great loan rates, etc. I absolutely love them!
Hate: UFCU; not all accounts are free; fees for things as simple as making a deposit if you have certain types of accounts; less user friendly than others I've experienced.
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I also use chase and switched to them from BOA 5 years ago and never had any fees.
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I am another person who loves RBFCU!!
(Randolph Brooks Federal Credit Union)
I'm late to answering this question, but I use Capitol Credit Union. They haven't ever charged me a fee, and I can use ATM's at almost any other Credit Union in town (except I think RBFCU) for free. The tellers are nice and I picked it because there's a location next to my work and close to my house.
I too don't think this question is that personal. People ask all the time for recommendations for doctors, and this doesn't seem that different to me!